The breakdown of your assets and your place of residence affect the tax on your income and any ensuing interest. This applies for both your securities and property, in Belgium and abroad. Therefore, it is important to optimise your asset allocation.

You may, for instance, separate the legal ownership of your assets from actual control over it. Or separate the bare ownership from the beneficial ownership. This may be very advantageous, or even essential, to solve certain family situations.

Furthermore, these factors all have a decisive impact on the assets for your heirs. Other elements of your personal situation also play a major role, such as your marriage contract, your family composition, your death insurance or will.

But, no worries: your ING private banker will also help and advise you with regard to inheritance planning. Our Wealth Analysis & Planning team consists of several lawyers-tax consultants in Belgium and abroad. Their task: assist your private banker with their extensive legal and fiscal knowledge and experience. In this way you can perfectly manage, maintain and control your inheritance planning.