Working capital and liquidity

ING Bridging Advance

Cover short term cash flow requirements.

Do you have a temporary lack of cash flow while waiting for a guaranteed source of income? With the ING Bridging Advance, you can cover both major and minor cash requirements in the short term.

  • One-off advance

    You draw down the advance in one lump sum. That way you pay less interest.

  • For both small and large amounts

    You can apply for a bridging advance from 2,000 euros.

  • You choose the term and amount

    You decide the amount and the term of the advance. You can also extend it twice, as long as you do not exceed the maximum term of 12 months.

The ING Bridging Advance is a short-term advance for a maximum of 12 months.

You determine the amount (minimum 2,000 euros) and the length of the term (1 to 12 months) during which you can draw down the advance in one lump sum.

The maximum term is 12 months. You can extend your contract twice, as long as you do not exceed the total 12-month term.

You pay the interest during the term of the advance. You repay the capital in full on the maturity date.

You pay a one-off drawing fee of minimum 60 euros (depending on the amount of the advance). You pay an arrangement fee of 25 euros per quarter. If you would like to extend the drawdown period, you will pay an additional fee.

In the case of early repayment, a re-investment penalty will be charged equal to maximum 6 months' interest. However, the interest you have paid in advance will be deducted from this penalty.