Receive payments in your webshop
Easily and quickly through Payvision
Do you already have a webshop, are you considering starting one, or are you already busy building a webshop? You can easily receive all payments for your webshop through Payvision, ING's partner for receiving online payments. You choose yourself which payment methods your customers can use to pay for their online purchases. Moreover, you have a handy overview of all transactions and your sales at all times.
Easy and quick
Handy and clear: all your online payments in one dashboard.
Safe and trusted through our partner Payvision
Payvision's payment solutions are suitable for anyone who sells products or services online via a webshop, has an active BCE number and an ING business account.
Is your webshop built in Magento 2 and higher, WooCommerce or do you have a Lightspeed webshop? Then you can very easily add the checkout with all payment methods via a plug-in. Do you have a webshop that is completely tailor-made? Then you can ask your webshop builder to link Payvision to your webshop via the API.
What does it cost?
You do not pay any subscription costs for the contract with Payvision. You only pay transaction costs when the customer pays in your webshop. These costs are collected from your business account on a monthly basis.
Different rates apply per payment method. You pay per transaction or a percentage of the amount paid. PayPal also charges additional costs. See the websites of these providers for more information.
Cost per transaction (VAT excl.)
Bancontact € 0.39
IDEAL € 0.29
Maestro (domestic + EEA) € 0.25 + 1.80% (international € 0.25 + 2.80%)
VPAY (domestic + EEA) € 0.25 + 1.80% (international € 0.25 + 2.80%)
Visa (domestic + EEA) € 0.15 + 1.80% (international € 0.15 + 2.80%)
MasterCard (domestic + EEA) € 0.15 + 1.80% (international € 0.15 + 2.80%)
PayPal* € 0.15 + PayPal rate
AfterPay € 1,00 + 3,2%
American Express* 2.9%
SDD** € 0.25
Refund € 0.25
Chargeback € 27.50
* You must conclude an additional contract with the respective party.
**SDD (Sepa Direct Debit) is only available for web shops that are integrated via the Payvision API
Payvision is a fast-growing fintech. Thanks to ING's strategic partnership with Payvision, we are further expanding our range of payment services and providing an even better service to business customers.
Before you apply for online payment methods through Payvision, it is important that you know which conditions you must fulfill.
We have listed the most important pre-requisites for you.
- You have a business account with ING (not a third-party account).
- Your web store is ready and online.
- Your products are offered in a clear and transparent way.
- Your general terms and conditions are on your website.
- Your webshop complies with the Rules of the Economic Law Code (Book III, VI, XII) Belgian data protection legislation and therefore state, among other things *:
- name of your company
- geographic address
- contact details (at least one e-mail address and one other option for direct personal contact)
- registration number at the Chamber of Commerce (BCE number)
- VAT number
- privacy statement, return policy, delivery policy and your general terms and conditions.
- The products and / or services that you offer on your website do not damage the image of Payvision or ING or that of a payment brand, such as Bancontact, iDEAL, MasterCard or Visa
* This non-exhaustive checklist is for general information purposes. The checklist may not be considered as legal advice regarding the operation of your webshop
In this Payvision checklist you will find the overview with all conditions.
ING has a partnership with Payvision. When you visit the Payvision website, you leave the ING environment. The ING privacy statement is no longer applicable from that moment. Do you want to know how Payvision handles personal data? Take a look at the Payvision website itself.
Make sure your webshop meets this checkist. There you will find, among others, the pre-requisites to comply with the Rules of the Economic Law Code (Book III, VI, XII) Belgian data protection legislation
The application can be started by the legal representative of your organization in Business'Bank.
If you don't have access to Business'Bank, contact your Business Banker.
You can request the commonly used payment methods Bancontact, iDEAL, Mastercard, VISA and AfterPay. Furthermore, the payment methods Maestro, V Pay, American Express, PayPal and Sepa Direct Debit (SDD) are also available. Please be aware that you might have to conclude an additional contract with any third party (e.g. Paypal).
You integrate Payvision's payment solution through the most commonly used open-source software packages: Magento 2.0 and WooCommerce from version 3.4. Have you built a webshop yourself? Then you can easily connect it to Payvision's payment solution via an API integration.
More information on the Payvision Developer Portal
You pay a rate per processed transaction. An overview of the rates per payment method can be found above.
ING and Payvision together offer an online payment solution. With Payvision you also enter into the contract for this. With Payvision you have access to a portal that you can use for all your transaction overviews and changes.
Yes, we send your data via a secure connection to Payvision.
After your application for the Payvision payment solution has been completed, the screening will start to see whether you can also offer the chosen payment method. You can already start integrating and testing the payment method. After the complete screening you can offer the payment methods in your webshop.
You can build your webshop with an open source software, an API or a SaaS.
What is an open source software?
With open source software you can build a webshop yourself, for which some technical knowledge is required. Open source software is available for free, but you pay separately for the hosting of your webshop. You arrange the integration of other software, such as the online payment solution from Payvision, yourself. You are also responsible for updating your software.
What is an API?
An API (Application Programming Interface) links your webshop directly to Payvision. Ask your webbuilder for more information.
What is een Software as a Service (SaaS) webshop?
A SaaS solution is an all-in-one solution for webshops that is offered by different parties. You will not only get a website, but this party also takes care of the hosting, updates and support. You pay a monthly fee and you can design your webshop yourself. The link with the Payvision payment solution has already been made for you and is maintained by the SaaS provider.
You can request changes to your data or products in the Payvision portal. You will have access to this portal once you have requested the payment solution from Payvision.
Find other FAQ's on Payvision.