ING Real estate leasing

Spend your working capital on what is really important

​​Need new offices for your company or business? Or a new hangar, warehouse or other commercial real-estate? Go for the flexibility and financial advantages of a lease from ING. ING Lease purchases, builds or renovates your property on your behalf and transfers all rights of use to you via a rental agreement. At the end of the lease period, you have the option of purchasing the property for a previously agreed price. And in the meantime, you keep your working capital free for other expenses or investments.

  • Easy form of financing

    Because ING Lease buys the goods and becomes their owner, fewer guarantees are required. It is usually possible to provide a higher amount (depending on the type of goods) than for a traditional loan.

  • You only pay rent on your new equipment.

    You only pay for the goods' use. This allows you to use cars, company buildings or other heavy company equipment without making any major investments yourself.

  • You save your working capital for other investments.

    Leasing allows you to spend your working capital on what is really important: your business.

  • You will enjoy tax concessions

    Some leasing contracts can be entered as off balance or directly in the income statement off the balance sheet. This is interesting, because in that case the lease payments may be tax-deductible. If you lease heavy equipment, you also avoid the withholding tax you would pay if you bought the equipment yourself. ING Lease pays all VAT when it purchases the equipment. By concluding a leasing contract, you can spread the VAT across the lease payments.

  • You have a range of possibilities

    You can contact ING to lease cars, trucks, IT equipment, company equipment, real estate and care homes or to finance all types of green energy.

  • You will receive a tailor-made contract

    You choose what to buy and you negotiate with the supplier in person. You also determine the frequency of your lease payments. What you do after the lease period is also up to you: you can buy, sell or continue to lease the goods.