The offer for the medical trainee
Full immersion in the world of practical medicine as a medical intern
Have you almost finished your Master’s in Medicine? Congratulations! The first milestone is in sight.
Have you thought about your thesis yet?
Are you opting for:
- Family medicine;
- Scientific research;
- Social health care?
Whatever you choose, you can count on the help of your Business Banker Medicalis for any financial issues.
He or she is an old hand at giving financial advice at every pivotal moment in life. Including right now:
1 confidential adviser
The ING Medicalis package tailored to your needs;
ING debit card;
ING Lion Account or Green ING account + ING debit card + access to online channels;
€ 100 extra in your account if you have your salary paid by direct debit into your LION Account (for at least three months).
ING VISA Classic (Visa credit card) for € 22/year
€ 80 cashback if you accrue a pension and financial assets;
Free savings account;
And, for even more fun, you have a regular chance to win tickets to concerts.
ING Medicalis, the offer for all medical professionals
Do you have questions about funding your practice, managing your assets or the protection of yourself, your practice and your career? Trust on an expert.
Are you starting out as a medical professional?
You have a medical degree and are looking for a financial partner
If you are about to map out your professional career, you will also want to have a few certainties.
And yes, you can borrow during your internship.
ING believes it is important to give everyone as many opportunities as possible to develop to their full potential.
Get in touch with your Business Banker Medicalis. He or she will be happy to give you personal advice.
Have you recently come across the perfect location for your future practice, or have you seen the house of your dreams?
Do you already want to invest in medical equipment?
Or are you looking for funding for your exchange programme?
Talk to your Business Banker Medicalis about this. He or she will be happy to give you free personal advice, even if this is about your first mortgage.
The answers to this question are at least as varied as the people asking it. As everyone has different needs, it is best to contact your Business Banker Medicalis.
He or she will tell you more about the insurance policies specific to your profession and other important insurance.
An early start is half the battle! This proverb certainly applies when it comes to saving for a pension. The sooner you start, the bigger your supplementary pension pot will be. Did you know that your contributions will give you a tax benefit?
There are three possibilities:
- You deposit a maximum of € 990 per month with tax relief of 30% or deposit more than € 990 up to a maximum of € 1,270. But here the tax relief is a little lower.
- You spend your INAMI/RIZIV allowance on a Voluntary Supplementary Pension for the Self-Employed.
- You combine the two formulae.
Talk to your Business Banker Medicalis about this. He or she will be happy to give you specific advice.
Sui Generis covers your internship payments and some social security benefits.
It puts you in the same position as doctors covered by tariff agreements, but does not entitle you to some benefits such as unemployment benefit, holiday pay and thirteenth month pay.
You do not accumulate any state pension entitlements either. But you can make up for this by means of INAMI/RIZIV contributions.