Savings and term accounts

ING Savings Account Pro

A non-regulated savings account for legal entities

The ING Savings Account Pro is a non regulated savings account for legal entities that enables you to save with an unlimited duration. You can manage your account(s) with ease via your trusted digital channels.

  • What?

    The ING Savings Account Pro is a non-regulated savings account. You can access your funds whenever you want: online or in a branch.

  • Who?

    The ING Savings Account Pro is not commercialized. The ING Savings Account Pro is dedicated to legal entities that did already have a regulated savings account opened with ING before April 1st 2021.

  • How Much?

    You can choose, how much and for how long you save. No minimum amount is applicable. There is however a maximum savings amount of 1.000.000 euros.

On April 1st 2021, the regulated savings accounts held by legal entities were automatically converted into the ING Savings Account Pro.

The ING Savings Account Pro is a non-regulated savings account. A non-regulated savings account does not fall under the legislation of a regulated savings account. This means that there are no obligation to apply a minimum guaranteed base interest or loyalty premium. The applicable withholding tax is 30% and applies to the full amount of interest paid.

The ING Savings Account Pro is otherwise not commercialized.

The switch towards the ING Savings Account Pro is seamless and requires no action. Your ING Savings Account Pro will remain available in your usual digital channels.

The account number(s) and transactions history remained unchanged.

Nothing will change in the case of a regulated savings account for private individual (private use & professional use), or for use in the context of a rental security deposit. Those remains regulated savings accounts.

As from 1 April 2021, the base rate is 0% and the loyalty premium is 0%.

The base interest and loyalty premiums accrued until 31 March 2021 on previous regulated savings account(s) will be paid on 1 April 2021 on your ING Savings Account Pro.

The interest rates apply on an annual basis and are subject to change at any time. The applicable interest rate is available online and at all ING branches. If the interest rate changes, we inform account holders by means of their account statements.


There is no charge for managing and closing the ING Savings Account Pro, or for money transfers. Online transactions and bank statements via your online channel are free of charge. Fees are applicable for cash withdrawals at the counter and for sending statements to your postal address, at the specified charges applied.

The ING Savings Account Pro is a non-regulated savings account. This means that you pay 30% withholding tax on the credit interest. This withholding tax is deducted from the interest payments.

The ING Savings Account Pro Account is a non regulated savings account from ING Bank België NV. Belgian law applies.

The deposit guarantee scheme protects your savings up to € 100,000 (pdf). If ING were to go bankrupt or be at risk of going bankrupt, you might lose the remaining amount or it might be subject to a reduction/conversion into shares.

Contact ING Complaint Management, Cours Saint-Michel / Sint-Michielswarande 60, 1040 Brussels. Call +32 (0)2 547 61 04 or send an e-mail to klachten@ing.be.