Conditions of Use of ING Belgium's Insurance Check-Up Tool Simulator
ING Belgium's Insurance Check-up Tool Simulator (hereinafter referred to as "the ING Belgium Simulator") is designed to provide users with an overview of the savings and investment solutions offered in the form of insurance policies by ING Belgium*. The information communicated is for information only and is only valid as from the date on which it is communicated. The simulator does not take account of changes made to the data on which the simulation is based, between when the simulation is produced and when the savings or investment product is taken out.
Information communicated by the ING Belgium Simulator only takes into account the legislation and regulations in force in Belgium at the time of the simulation. It is for users of the ING Belgium Simulator to check, if need be, whether other legislation or regulations are applicable or whether subsequent changes have been made.
No assessment of the individual circumstances, knowledge and experience of users of the ING Belgium Simulator is taken into account.
The information communicated by the ING Belgium Simulator does not constitute an offer, a personal recommendation or investment advice as provided for in Article 46 (9) and (10) of the Law of 6 April 1995 relating to the legal status and supervision of investment firms.
Users of the ING Belgium Simulator should always assess the information provided by the simulator in the light of their individual circumstances, especially as regards their financial position and investment goals. Users of the ING Belgium Simulator alone are responsible for any use they make of this information and for the consequences of their decisions, except in the event of gross misconduct or intentional wrongdoing on the part of ING Belgium and without prejudice to the applicable laws. This information does not exempt users from consulting specialist advisers, notably with a view to taking their own individual situation into account.
ING Belgium's branches are available to users of the ING Belgium Simulator to provide them with all additional information and, if applicable and on the user's request, to provide personalised offers subject to prior acceptance of their portfolios by ING Belgium and the insurance company concerned. Certain non-personalised offers can also be made via ing.be; these are not valid under the same conditions mentioned above. Users of the ING Belgium Simulator are free to accept or reject the personalised offer which may, where appropriate and at the end, be communicated to them by ING Belgium.
* Insurance intermediary, registered with the FSMA under No. 12381A.