SEPA: what changes for you.

By 1st February, 2014, SEPA payment products will replace all national euro payment instruments, to conform with European standards*. Impacts on your operations, steps to take, and more... Discover all the information relating to your usual banking transactions in our pamphlets below. For more information, do not forget to visit www.ingsepa.com (if you click here, you will leave www.ing.be).

Download our brochures. These essential guidelines will help you to make the required changes in your company, depending on how you manage credit transfers and/or direct debits (collections) at this moment.

How do you manage your credit transfers and direct debits?


You enter your payments manually in Isabel6, Telelink6, Home’Bank or Business'Bank.

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If you make credit transfers

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You can conduct SEPA Credit Transfers via the appropriate menus of your usual e-banking application.

Telelink6: How to enter a European payment

 
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Isabel: How to create a SEPA payment

 
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Isabel 6: How to encode SEPA transactions from an ING Belgium (BBRUBEBB) account

 
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Isabel 6: How to encode SEPA transactions from an ING account from Austria, France, Germany, Ireland, Italy, Netherlands, Portugal, Spain and United Kingdom

 
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Isabel 6: How to encode SEPA transactions from ING accounts not held at ING Austria, France, Germany, Ireland, Italy, Netherlands, Portugal, Spain or United Kingdom or held at another bank

 
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Isabel 6: How to encode ING non-standard payments such as Permanent Reserve, Opticash Account, Business Account, Bonus Account, Flexibonus 3 months, Flexibonus 6 months in Isabel 6

 
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Isabel 6: How to encode SEPA Intra-company payment in XML

 
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Isabel 6: How to encode SEPA Salary payment in XML

 
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Isabel 6: How to encode Standard, Urgent, Same Day Value and Prio SEPA payments (the ING Payment Processing Offer in XML)

 
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Words SALA, INTC and TREA. This document describes the three code words used for SEPA Credit Transfers product with enhanced handling.

 
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User guide Telelink 6: Creating an XML SCT from a .CSV file

This document explain how to create a SEPA (XML) file from an existing .csv file with the use of User-Defined Format (UDF) for SEPA Credit Transfers
Download

If you make direct debits

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Please read the following documents.

Mandate first help for Belgium for creditors manually entering SEPA Direct Debits.

Support and advice in setting up European mandates and establishing the means to process them.
Download

SEPA Direct Debit for creditors

The following documents explain how to encode SEPA transactions in your e-banking application.
Download

Telelink6: How to enter a European collection

 
Download

Isabel: Creating SEPA Direct Debits and mandates overview

 
Download

User guide Telelink 6: Creating an XML SDD B2B from a .CSV file

This document explains how to create a SEPA (XML) file from an existing .csv file with the use of User-Defined Format (UDF) for SEPA Direct Debit B2B
Download

User guide Telelink 6: Creating an XML SDD CORE from .CSV file

This document explains how to create a SEPA (XML) file from an existing .csv file with the use of User-Defined Format (UDF) for SEPA Direct Debit Core
Download

You upload your own files with the help of software.

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If you make credit transfers

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Please read the following documents.

XML format guide for Belgium: SEPA Credit Transfer (SCT)

 
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Impact of SEPA on CODA2.3 for SEPA credit transfer (SCT)

This reference guide will help you with your reconciliation process CODA2.3 when migrating from domestic to SEPA credit transfer (SCT)
Download

Telelink6: Importing a file

 
Download

Isabel: Upload transaction files

 
Download

ERP SEPA Readiness Checklist

A list with 11 questions that will determine if your ERP system (accounting package) is ready for SEPA.
Download

Impact of SEPA on MT940/MT942 reporting

If you use MT940/MT942 reporting with features specific to you, this pamphlet will help you in the reconciliation process during migration from Belgian payment products (DOM80 direct debit and transfer) to their SEPA equivalents (European transfer and direct debit).
Download

XML Upload in Business'Bank

If you use Business'Bank with the ‘Business’ option activated, this pamphlet will help you to upload SEPA Credit Transfers ad SEPA Direct Debits XML files.
Download

Isabel 6: How to encode Standard, Urgent, Same Day Value and Prio SEPA payments (the ING Payment Processing Offer in XML)

 
Download

Words SALA, INTC and TREA. This document describes the three code words used for SEPA Credit Transfers product with enhanced handling.

 
Download

SEPA formats – an introduction to XML (is additional in case the software is developed by your own company: in –house)

Recommendations to help you better understand and use the XML format for your SEPA transactions.
Download

User guide Telelink 6: Creating an XML SCT from a .CSV file

This document explain how to create a SEPA (XML) file from an existing .csv file with the use of User-Defined Format (UDF) for SEPA Credit Transfers
Download

If you make direct debits

more
less
Please read the documents below.

Mandate first help for Belgium

Support and advice in setting up European mandates and establishing the means to process them.
Download

Migration of mandates based on NBB file

Recommendations for changing Belgian direct debit mandates (DOM80) to SEPA Direct Debit mandates with the migration file of the National Bank of Belgium.
Download

Impact of SEPA on CODA2.3 reporting for SEPA Direct Debit

If you use CODA2.3 reporting with the features specific to you, please see this reference guide to help you reconcile your transactions in CODA2.3 during the process of migrating from the Belgian (DOM80) to the SEPA Direct Debit.
Download

Telelink6: Importing a file

 
Download

Isabel: Upload transaction files

 
Download

ERP SEPA Readiness Checklist

A list with 11 questions that will determine if your ERP system (accounting package) is ready for SEPA.
Download

Impact of SEPA on MT940/MT942 reporting

If you use MT940/MT942 reporting with features specific to you, this pamphlet will help you in the reconciliation process during migration from Belgian payment products (DOM80 direct debit and transfer) to their SEPA equivalents (European transfer and direct debit).
Download

XML Upload in Business'Bank

If you use Business'Bank with the ‘Business’ option activated, this pamphlet will help you to upload SEPA Credit Transfers ad SEPA Direct Debits XML files.
Download

SEPA formats – an introduction to XML (is additional in case the software is developed by your own company: in –house)

Recommendations to help you better understand and use the XML format for your SEPA transactions.
Download

XML format guide for Belgium: SEPA Direct Debit (is additional in case the software is developed by your own company: in –house)

 
Download

User guide Telelink 6: Creating an XML SDD B2B from a .CSV file

This document explains how to create a SEPA (XML) file from an existing .csv file with the use of User-Defined Format (UDF) for SEPA Direct Debit B2B
Download

User guide Telelink 6: Creating an XML SDD CORE from .CSV file

This document explains how to create a SEPA (XML) file from an existing .csv file with the use of User-Defined Format (UDF) for SEPA Direct Debit Core
Download