Starting with ING



How can ING help me as a starter?

Starter tools
  • Starter brochure
    Find an answer to your questions in "Setting up your own business", ING’s starter brochure.
  • Business Idea Calculator
    Thinking of starting your own business? Get off to a flying start with ING's Business Idea Calculator. This powerful tool gives you an insight into the financial viability and potential profitability of your business idea.
Starter benefits
  • Financial benefits
    As a starter, you will also benefit from a free basic package for your daily banking, together with attractive rates for the credits and insurance you may need at the start of your project.
  • Partner benefits
    Supporting young starters involves more than just banking. In association with Allegro Software and Partena, ING has thus developed the portal site for starters, Start Your Business.

    Become a free member of Start Your Business and enjoy the many partner benefits.


Contact your ING liaison officer.


Starting your own business requires a lot of preparation. The starter brochure already provides an answer to many questions. And the ING Business Idea Calculator significantly simplifies the preparation of your business plan. You can also contact your ING liaison officer for additional advice.


Starter brochure

How do you set up a business? The starter brochure, "Setting up your own business", already provides lots of information about preparing, starting up and executing your business plan. Both financial aspects and many practical tips are discussed. A list with useful websites of government institutions that provide aid to starters can be found in the back of the brochure.

Download the brochure "Setting up your own business".

Business Idea Calculator

Thinking of starting your own business? Our Business Idea Calculator can help! The Business Idea Calculator is a free tool that gives you an insight into the financial viability of your business idea. How to use the tool?

  • Gather as much information as possible about the products or services you will offer and your target market.
  • Determine your general operating costs and the sales price of your products or services.
  • Do you need finance? Decide how much you will invest yourself and how much you need to borrow.
  • Enter the details in the Business Idea Calculator.

You will get an immediate financial estimate of the prospects for your new business.

Test the viability of your business idea now with the Business Idea Calculator


Contact your ING liaison officer.

Starting your own business means all types of new challenges. Luckily, you are not alone. As a starter, ING gives you a nudge ahead, thanks to our special starter benefits.

Day-to-day banking

Free basic package with:1

Tools to run your business:


ING offers financing solutions specially designed to give your new business the means to match your ambitions:

As a start-up, you are eligible for special conditions2.

Looking for other finance?
Find finance solutions suited to your business’ needs via our online tool.


Find out more about these advantages, Contact your ING banker.

Day-to-day banking

As a starter, you receive a free basic package from ING. This includes 2 ING Green Accounts: 1 for private use and 1 for professional use.

You also have access to our online banking Business'Bank and you will receive an ING MasterCard Business free during 1 year.

The accounts are free for the current and next calendar year and your Business'Bank subscription is included in the package.


Starting a business? If so, the ING Corporate Plus Account is ideal for you. You use the account for free during the current and the next calendar year.

On top of that, we help you save time and focus on your core business with ING Invoice Solutions, our online invoicing tool. We will even give you a 50% discount on your first yearly subscription.

Discover more innovative tools and services designed to boost your business: from digital loyalty card, to payments via smartphone or payment terminals.


Do you need additional funds to start up your business? If so, the ING Business Line is precisely what you are looking for. As a starter, this overdraft facility gives you special terms and conditions for 2 years. This makes it easy to finance your start-up costs, operating capital... .

You automatically switch to an ING Business Line after 2 years.

Do you need short or medium-term financing? If so, the ING Business Loanoffers a solution. As a starting professional, you benefit from special conditions on an ING line of credit for a period of 2 years.

Have you already considered crowdfunding as a way to finance your projects?Discover crowdfunding.


A new occupation comes with new risks. Hence the need for adequate cover to protect you against unforeseen circumstances. ING offers insurance with special discounts and advantageous terms for new entrepreneurs and self-employed.

Now that you’ve decided to start out as self-employed, it’s time to start thinking about your pension. By choosing a Private Supplementary Pension for the Self-Employed (PLCI/VPAZ) , you can already start building a handsome sum in capital reserves for the future. With ING, you can save at your own pace by choosing how much and how often you save. Best of all, you profit from a double tax incentive by saving on your income tax and social security contributions. As a starter, you can also earn 50 euros cash back on your annual insurance premiums for the first 2 years of your contract for a total amount of 100 euros!


Contact your ING liaison officer.