If you were to die: inheritance explained.
When a loved one passes away, beside the sadness and grief associated with the loss, it is also necessary to sort out lots of administrative steps relating to inheritance. ING is able to help and support you. Below you will find a brief overview of the main points which require your attention.
Read our brochure for more detailed information on inheritance questions.
The loss of a loved one unfortunately forces us to undertake a number of administrative processes. It is sometimes difficult to know where to start. Who and what services should be informed first of all? Read more
In order to release the estate's accounts, the status of the heir should be proved by presenting an inheritance certificate or deed. This document can be drawn up by a public notary (with fees) or, under certain conditions, by the collector of the registry office (for free). Read more
Assets may only be surrendered to heirs if the inheritance certificate or deed mentions the absence of fiscal or social security debts for the deceased and their heirs (or that the fiscal or social security debts mentioned in the inheritance certificate/deed have been totally paid). Read more
Every heir and general legatee is bound by law to submit an inheritance tax statement to the respective registry office where the deceased person was last registered for tax purposes. Heirs or general legatees can write the statement themselves or resort to the assistance of a legal specialist (public notary). Read more
Once the estate has been sorted out, you also have to think about what to do with the inheritance. Depending on your financial and family situation, our advisers can suggest solutions for you in terms of investments tailored to your needs. Read more