ING Lion Accounts are intended for capable private individuals, who are of age and Belgian residents at the time of the application and have an e-mail address. ING always considers joint holders as indivisible. In the case of unincorporated associations (i.e. without legal personality), ING offers the ING Green Account at its branches.
The ING Lion Account is a current account managed via the internet. It can be opened free of charge through www.ing.be (subject to acceptance by ING and to mutual agreement). There are no annual management fees or charges for withdrawals from cash dispensers inside the euro-zone. Read the ING General Regulations for Banking Transactions , the Special Regulations for Payment Transactions, the Regulations for the ING Bank Cards, the Deposit Card, the Temporary Card and the Minute Card and the Fees for the most common banking transactions for natural persons.
An ING Lion Deposit is a free online regulated savings account which is reserved for adult private individuals with a legal address in Belgium and a valid e-mail address. You can open an ING Lion Deposit even if you do not have an ING current account.
Application subject to prior acceptance by ING and to mutual agreement. Current gross base rate of node=/RATES/LIONDEPOSIT/LD_RATE1;replace=html% per annum (rate valid as at node=/RATES/LIONDEPOSIT/LD_DATE;replace=html, variable subject to prior notice; see the rate in force at your ING branch or at www.ing.be). If the balance of the ING Lion Deposit is greater than € 500,000, the gross base rate is decreased by 1% over the whole of the balance of the ING Lion Deposit during the period in question. Current gross fidelity premium of node=/RATES/LIONDEPOSIT/LD_LOYALTY1;replace=html% per annum (rate valid as at node=/RATES/LIONDEPOSIT/LD_DATE;replace=html, variable subject to prior notice; see the rate in force at your ING branch or at www.ing.be). The premium fidelity is an extra return calculated on and applied to capital which stays for 12 consecutive months on your savings account from the calendar day after the deposit or which follows the end of the previous fidelity period. The fidelity premium applicable at the time of the deposit or at the start of a new fidelity period is guaranteed until the end of the relevant fidelity period. The ING Lion Deposit terms and conditions (regulations, rates, product info sheet and other additional information) are available at www.ing.be or by calling 02 464 61 04. Exemption from withholding tax (currently 15%) for regulated savings accounts for interest up to 1,880 euros (per taxpayer for the 2014 tax year - 2013 income).