Credit cards

Arranged overdraft - ING Cash reserve

Manage your negative account balance with the ING Cash Reserve.

Unexpected expenses out of the blue? Relax. An arranged overdraft ING Cash Reserve gives you the flexibility of an overdraft on your current account of 1,250 euros or more. Just the ticket when you need temporary access to extra funds.

  • Going below zero

    You can withdraw money from your current account, up to the maximum limit allowed by your arranged overdraft ING Cash reserve. It's simple and practical.

  • €1,250 or more

    You decide the maximum limit on your arranged overdraft yourself, with a minimum amount of €1,250.

  • Flexible repayment

    You decide how quickly you pay back your arranged overdraft*.

  • No fees

    You only pay the interest on the negative balance. If you do not use your arranged overdraft, you do not pay a thing!

* With a legal requirement to pay back the full amount at least once per year for reserves up to 3,000 euros, and once every 5 years for reserves over 3,000 euros.