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Mortgage loan

Your dream home with a loan made to measure.

Buying a home is a big step in your life. With the ING Mortgage Loan you get advice and a tailor-made loan.

Simulate my housing project

  • Tailor-made loan

    Thanks to our expertise and many options, we can offer you a loan that fully meets your expectations. Download our guide now.

  • Online calculation

    Simulate your housing project now and get a clear insight into your project by calculating how much you can borrow, what the additional costs are and how much you will have to pay monthly.

  • Attractive rate

    Receive an extra discount if you also take out a debt cover insurance and / or home insurance with ING and if you have your salary deposited into an ING current account.

I just want to find out about the possibilities.

Use our online simulators and get an answer to questions such as:

 - How much can I borrow?

 - What extra costs must I take into account?

 - What are the tax advantages of an ING Mortgage Loan?

 - How much must I repay every month?

 - What is the ideal term for me?


I have a specific project.

Prepare your conversation online and make an appointment with an expert.


  3. Sign your loan application

    ... and realise your home project.

Attention, borrowing money also costs money.

The ING Mortgage Loan, the ING Bridging Loan and the Mortgage loan combined are mortgage loans subject to the law of April 2016 concerning mortgage loans. Offer reserved for natural persons over the age of 18 and subject to prior acceptance of your application by ING Belgium and to mutual agreement. General conditions for ING loans are available from any ING branch and on www.ing.be.


ING Outstanding Balance Insurance for mortgage loans is an insurance product provided, upon mutual agreement, by ING Belgium SA/nv (insurance intermediary), insurance broker registered with the FSMA under the number 12381A and NN Insurance Belgium nv (insurer), an insurance company, licensed by NBB under the code number 2550.

For all conditions and exceptions, please read the General Conditions (PDF).

All other important details:

  • Insurance intermediary: ING Belgium SA/NV, an insurance broker, registered with the FSMA under the code number 12381A. Registered office: Avenue Marnix 24, B-1000 Brussels - Brussels RPM/RPR - VAT BE 0403.200.393 - www.ing.be - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.
  • Insurer: NN Insurance Belgium SA/NV, insurance company licensed by the NBB under the number 2550 for the Branches 1a, 2, 21, 22, 23, 25 , 26. Registered office: Avenue Fonsny 38, B-1060 Brussels – RLP Brussels – VAT BE 0890.270.057. BIC BBRUBEBB – IBAN BE28 3100 7627 4220.