Insight in your housing project
How much can I borrow, project costs and loanSimulate my housing project
Simulate your mortgage loan and make an appointment | Attention borrowing money also cost money!
Thanks to our expertise and many options, we can offer you a loan that fully meets your expectations. Download our guide now.
Simulate your Mortgage now and get a clear insight into your housing project by calculating how much you can borrow, what the additional costs are and how much you will have to pay monthly.
Receive an extra discount if you also take out a debt cover insurance and / or home insurance with ING and if you have your salary deposited into an ING current account.
Use our online simulators and get an answer to questions such as:
- What is my interest rate?
- How much do I need to borrow for my mortgage?
- What extra costs must I take into account?
- What will be my monthly repayment?
- What is the ideal term for me?
Prepare your conversation online for your Mortgage and make an appointment with an expert.
“We chose ING for the attractive interest rate of course, but also because they really listened to us and gave us valuable advice.”
“We chose ING because it offered the best interest rate on the market. We also really appreciated the friendly and efficient staff.”
“As a young couple, we see ING as a young and dynamic bank. We were really grateful for their detailed explanation of all the documents, their easily accessible branches and their friendly staff.”
The duration of your credit will depend on your personal situation and the amount you wish to borrow.
It's a very personal choice. If you prefer to opt for security, a fixed interest rate is ideal. If you don't mind that the amount of your repayments can change, you can opt for a variable interest rate. For the same loan, the variable interest rate will be lower than the fixed rate.
Various types of fees can accompany a mortgage loan, including notary fees, expert fees, mortgage registration fees and application fees. These costs depend on the scope of your project.
If you do not yet have a mortgage loan and want to borrow more than €25,000 for your renovations, it may be worth financing your project with the help of a mortgage loan.
If you already have an ING mortgage loan, you can borrow part of the amount already repaid of your current mortgage loan, under certain conditions. In this case, the applicable interest rate will be the rate in force at the time of the new loan and not that of the initial mortgage loan. As far as possible, the security guaranteeing your mortgage credit will also be reused.