Vehicle

Bike Loan

Buy your bike without touching your savings.

Opt for an ING Bike Loan to buy your bike without bringing your budget out of balance. Whether you want to buy an e-bike, a cargo bicycle, a folding bicycle, a mountain bike or a racing bike: a bike is always a good idea.

Calculate my loan

  • Easy online application

    All you have to do is apply for a bike loan online and you will receive a prompt reply.

  • Very attractive interest rate

    You will benefit from a very attractive interest rate.

  • Repay at your own pace

    Pay back your loan at your own pace in fixed instalments.

How does the bike loan work?
  • The bike loan amount must be at least 1,300 euros. You can get a loan for up to 100% of the purchase price.
  • The minimum term of an ING Bike Loan is 6 months. The maximum term of an ING Bike Loan depends on the loan amount and your repayment capacity.
  • No administrative costs apply.
  • You will benefit from a very attractive fixed interest rate.
  • Consult the rates for consumer loans (pdf).
  • The loan will be paid to your bank account.
  • If you take out an ING Loan we will pay the loan amount to your current account.
  • You will then repay the loan at your own pace by means of fixed installments.
Your ING Bike Loan online

Apply for your ING Bike Loan online.

Or make an appointment at your branch office to apply for a loan.

Commuting to and from work? Consider your bike allowance.

Are you using your bike to get to work? Be sure to ask your employer if you are eligible for bike allowance. Depending on the commute distance and frequency you will have earned back your bike in just a few years.

  2. Apply for a loan

    As soon as your application has been approved.

  3. Sign your contract

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Attention, borrowing money also costs money.

The ING Bike Loan is an instalment loan for personal use. Offer reserved for private individuals aged 18+ and subject to prior acceptance of your case by ING Belgium and to mutual agreement. The general terms and conditions and interests rate of the loan are available from any ING branch. Your application and any approval of your application by ING Belgium (after examination of your case by ING Belgium) at the branch or via the 'Consumer loans online'at www.ing.be are not binding either for ING Belgium or for you until you have signed the loan agreement at your ING branch (subject to prior approval of your case by ING), after that the details communicated in the application have been checked beforehand for accuracy and completeness (partly on the basis of the documents provided or yet to be provided). A concrete example let us say that you take an ING Bike Loan valid for any ING Motor Loan taken out for any new vehicle (instalment loan for private purposes) for an amount of 2,000 euros for a term of 12 months. With a fixed APR (annual percentage rate) of 1.15% (fixed) debit interest rate of 1.15% per annum) (in force on 15/01/2021, variable subject to notice prior to the conclusion of the contract) you will repay 167.70 euros a month (i.e. a total of 2 012.40 euros after 48 months). In the case of online applications: answer within 48h. ING Belgium S.A./N.V.– Bank / Lender – Registered office: avenue Marnix 24, B-1000 Brussels – Brussels RPM/RPR – VAT: BE 0403.200.393– BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789.