ING Bike Loan
Buy your bike without touching your savings.
Opt for an ING Bike Loan to buy your bike without bringing your budget out of balance. Whether you want to buy an e-bike, a cargo bicycle, a folding bicycle, a mountain bike or a racing bike: a bike is always a good idea.
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Easy online application
All you have to do is apply for a bike loan online and you will receive a prompt reply.
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Very attractive interest rate
You will benefit from a very attractive interest rate.
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Repay at your own pace
Pay back your loan at your own pace in fixed instalments.
- The bike loan amount must be at least 2,000 euros. You can get a loan for up to 100% of the purchase price.
- The minimum term of an ING Bike Loan is 6 months if you apply at a branch and 12 months if you apply online. The maximum term of an ING Bike Loan depends on the loan amount and your repayment capacity.
- No administrative costs apply.
- You will benefit from a very attractive fixed interest rate.
- Consult the rates for consumer loans (pdf).
- The loan will be paid to your bank account.
- If you take out an ING Loan we will pay the loan amount to your current account.
- You will then repay the loan at your own pace by means of fixed instalments.
Are you using your bike to get to work? Be sure to ask your employer if you are eligible for bike allowance. Depending on the commute distance and frequency you will have earned back your bike in just a few years.
Apply for a loan
As soon as your application has been approved.
Sign your contract
Attention, borrowing money also costs money.
The ING Bike Loan is an instalment loan for personal use. Offer reserved for private individuals aged 18+ and subject to prior acceptance of your case by ING Belgium and to mutual agreement. The general terms and conditions and interests rate of the loan are available from any ING branch.
Your application and any approval of your application by ING Belgium (after examination of your case by ING Belgium) at the branch or via the 'Consumer loans online' in Home’Bank or at www.ing.be are not binding either for ING Belgium or for you until you have signed the loan agreement at your ING branch (subject to prior approval of your case by ING), after that the details communicated in the application have been checked beforehand for accuracy and completeness (partly on the basis of the documents provided or yet to be provided).
In the case of online applications: answer within 48h. In the case of applications via Home’Bank: immediate answer during the opening hours of the National Bank of Belgium.
ING Belgium S.A./N.V.– Bank / Lender – Registered office: avenue Marnix 24, B-1000 Brussels – Brussels RPM/RPR – VAT: BE 0403.200.393– BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789.