Your loan in just a few clicks

To make your projects come true, ING can save you time… a lot of time actually!
Just because applying for a loan via our website or Home’Bank is:

  • Easy: a few clicks and it is done!
  • Discrete: you will receive the decision by e-mail.
  • Fast: if you are already an ING customer, save some time and apply via Home’Bank – your personal data will be already filled in.


Buy a new or second-hand vehicle without unbalancing your budget.

  • Attractive interest rate
  • No management fees
  • Fast application online


Which loan would be the most appropriate for your estate project? Renovation loan or green loan, ING helps you to make the right choice.

  • Attractive interest rate
  • Green loan with attractive conditions
  • Fast application online

Family Expenses

A family occasion? A sudden need of holiday? Or just fancy to buy the latest multimedia tool? ING helps you to make your projects come true.

  • No invoices needed
  • No management fees
  • Direct decision if application via Home’Bank

Cash reserves

There are months when bills mount up. A cash reserve on your current account could be the solution to put your mind at rest.

  • Free if not used
  • Available at anytime
  • Direct decision if application via Home’Bank
Legal information

Attention, borrowing money also costs money.

Instalment loans for private purposes subject to the consumer credit law of 12 June 1991 or subject to the mortgage loan law of 4 August 1992. Offer reserved for private individuals who are of age and subject to prior acceptance of your application by ING Belgium and to mutual agreement. The general terms and conditions, as well as the rates of the loan are available from any ING branch.

Annual rate (in force on 23 February 2015), variable subject to notice prior to the conclusion of the contract) valid for any ING Renovation Loan taken out for renovation works (subject to acceptance of your file by ING Belgium and to mutual agreement) via the «Consumer Loans Online» service in Home’Bank or on


Your application and the possible acceptance of your application by ING Belgium (after examination of your file by ING Belgium) in connection with the «Consumer Loans Online» service in Home’Bank or on does not bind ING Belgium or you as long as you have not signed the loan contract at your ING branch where the details communicated in the application will have been first checked for accuracy and completeness (in particular on the basis of documents provided or yet to be provided).

In the case of online applications: answer within 48h. In the case of applications via Home’Bank: immediate answer during the opening hours of the National Bank of Belgium (weekdays from 4 a.m. to 11:30 p.m. and on Saturdays from 4 a.m. to 8 p.m.).