Cards and payments

Instant credit transfer is available in Europe !

Pay your beneficiary within a few seconds in the SEPA zone !

An instant credit transfer is a payment that is executed and credited on the beneficiary's account within a few seconds in most Belgian banks, 24/24, every day of the year. As from now on, it is possible to make an instant credit transfer in the whole SEPA zone if the beneficiary's bank alows it and if the amount does not exceed 100,000 euros per transaction.

  • 24/7/365

    ING credits the beneficiary’s account within a few seconds, 24/24, 7/7, every day of the year.

  • Free of charge ! !

    All payments initiated through the

    ING Banking app and in Home'Bank will be executed, if possible, instantly and free of charge !

    If we are not able to process your instant credit transfer, it will be executed as a standard credit transfer.

  • Reporting

    It will be clearly mentioned in your list of transactions that your payment was executed as an instant credit transfer.