Cards and payments

Instant Payment

Make instant payments easily in Belgium !

What is an instant payment ? An instant payment is a payment that is executed & credited to your beneficiary within a few seconds at most Belgian banks, at any time, 24 hours a day, 365 days a year.

  • 24/7/365

    ING credits your beneficiary’s account within a few seconds at any time, 24 hours a day, 365 days a year.

  • Free !

    All payments initiated through Smart Banking & Home Bank are instant & free of charge !

    If we are not able to process the payment as instant (for example because the bank is not reachable for instant payments), we will process it as a regular payment, as our priority is to execute your payment and credit your beneficiary as soon as possible.

  • Reporting

    In your list of transactions, you will be able to see if your payment was executed as instant or not. It will be mentioned clearly.