Discover all default limits applicable to bank transfers, payments, cash withdrawals and deposits in euros.
Limits for private individuals (over 18)
See below for a summary of all default limits applicable to your banking transactions.
Bank transfers before change to the new limit (foreseen between 15 September 2022 and 15 November 2022)
The following default limits apply to bank transfers executed via Home'Bank, ING Banking and our Self'Bank terminals at ING branches.
The limits depend on how and to whom you wish to transfer money.
You can transfer as much money as you wish between your own ING accounts.
If you want to temporarily or permanently change your limits :
Open the ING Banking app on your smartphone and go to the 'Services' menu on the bottom right of your screen and click on the client services phone number.
Bank transfers
- Self'Bank (ATM)[1]: €5,000 max. per 7 days
- ING Banking (mobile app)[2]**
- €2,500 per day for registered beneficiaries
- €2,500 per day for non-registered beneficiaries
- Home'Bank (internet banking)[3]**€25,000 per day
- Bancontact payments via ING Banking***: €250 per day
- ING Card (credit card): variable (Visible in Home'Bank and ING Banking)
- Payment Initiation Service[4]****: €25,000 per day
[1]Sending money in euro (SEPA) at Self'Bank machines in ING branches.
[2]Sending money in euro (SEPA) and standing orders in euro (SEPA).
[3]Sending money in euro (SEPA), standing orders in euro (SEPA) and international transfers in euro or foreign currencies.
[4]The Payment Initiation Service allows you to send a payment order via a third party. You must give permission for each specific payment order.
**Note: all limits listed here apply to transfers that require only 1 signature to execute them.
***You can receive a maximum of 500 euros per day via the Bancontact app.
****The limit for the Payment Initiation Service is valid as of 18 December 2020.
Link to our website info page on PSD2
Bank transfers after change to the new limit (foreseen between 15 September 2022 and 15 November 2022)
The following default limits apply to bank transfers executed via Home'Bank, ING Banking, Payment Initiation Services and via our Self'Bank terminals at ING branches.
The limits depend on how and to whom you wish to transfer money.
You can transfer as much money as you wish between your own ING accounts, to ING accounts on which you have a mandate and which are visible within the same online banking profile, and to a limited number of accounts which are owned by the Belgian government or by ING Bank.
You can change your limits via the self-service corner
Bank transfers
- Via Self'Bank (ATM)[1]: €5,000 max. per 7 days
- Via ING Banking (mobile app), Home'Bank (internet banking), Payment Initiation Service*[2]: €25,000 per 24h
- Bancontact payments via ING Banking[3]: €250 per day
- ING credit cards: variable (Visible in Home'Bank and ING Banking)
[1]Sending money in euro (SEPA) at Self'Bank machines in ING branches.
[2]Sending money in euro (SEPA), standing orders in euro (SEPA) and international transfers in euro or foreign currencies. Note that the limits listed here only apply to transfers that require only 1 signature to execute them.
[3]You can receive a maximum of 500 euros per day via the Bancontact app.
*The Payment Initiation Service allows you to send a payment order via a third party. You must give permission for each specific payment order.
Link to our website info page on PSD2
Your default payment limits are listed below.
In most of the cases, you can change these limits yourself.
Open the ING Banking app on your smartphone and go to the 'Services' menu on the bottom right of your screen or use the Self-Service Corner.
In-store and online payments
- Debit card payments in shops or online: €5,000 per 7 days
- *Bancontact payments via ING Banking: €500 per day
- Credit card payments: variable. You can consult and, in some cases, modify your credit card limits in Home'Bank or via ING Banking. Visit the Self-Service Corner for more info.
Want to be able to pay with your debit card outside Europe? First check whether Maestro is already available in your country/ies of destination. If not, you can activate your debit card online for use outside Europe.
*For Bancontact payments via the ING Banking app or via Payconiq, you can pay 1,500 euros per transaction and 2,500 euros per day. The standard limit of 5,000 euros per week for payments to merchants or e-commerce continues to apply.
The following limits apply to cash withdrawals in euros and deposits at ING Self'Bank terminals.
In most of the cases, you can change these limits yourself.
Open the ING Banking app on your smartphone and go to the 'Services' menu on the bottom right of your screen or use the Self-Service Corner.
You can also withdraw cash from ATMs of other banks throughout the euro zone.
The limits applied by such ATMs may differ to those of ING.
To use your debit card to make cash withdrawals outside the euro zone, check whether Maestro is already available in your country/ies of destination. if not, you can activate Maestro for use outside Europe yourself via the Self-Service Corner in our app or Home'Bank.
Cash withdrawals in euros
- Debit cards: €650 max. per day or €2,500 max. per 7 days
- Credit cards: €620 every 4 days
Cash deposits via ING Self'Bank terminal (ATM)
- Max. 120 bank notes per deposit
- There is no maximum amount
Limits for business customers (over 18)
Your default limits are listed below.
If you want to temporarily or permanently change your limits, you can make an appointment at your ING branch.
Bank transfers before change to the new limit (foreseen between 15 September 2022 and 15 November 2022)
The following default limits apply to bank transfers executed via Business'Bank, via the ING Banking app and via the Payment Initiation Service.
The limits depend on how and to whom you wish to transfer money.
You can transfer as much money as you wish between your own ING accounts.
Bank transfers
- Via ING Banking (mobile app)[1]:**:
- €5,000 per day to saved beneficiaries
- €2,500 per day to unsaved beneficiaries
- Business'Bank (internet banking)[2]:**: €125,000 per day
- Bancontact payments via ING Banking***: €250 per day
- ING MasterCard Business : Variable (Set by you together with your ING banker)
- Payment Initiation Service[3]****: €125,000 per day
[1]:Sending money in euro (SEPA) and standing orders in euro (SEPA).
[2]:Sending money in euro (SEPA), standing orders in euro (SEPA) and international transfers in euro or foreign currencies.
[3]:The Payment Initiation Service allows you to send a payment order via a third party. You must give permission for each specific payment order.
**Note: all limits listed here apply to transfers that require only 1 signature to execute them.
***You can receive a maximum of 500 euros per day via the Bancontact app.
****The limit for the Payment Initiation Service is valid as of 18 December 2020.
Link to our website info page on PSD2
Bank transfers after change to the new limit (foreseen between 15 September 2022 and 15 November 2022)
The following default limits apply to bank transfers executed via Business'Bank, ING Banking and via the Payment Initiation Service.
The limits depend on how and to whom you wish to transfer money.
You can transfer as much money as you wish between your own ING accounts, to ING accounts on which you have a mandate and which are visible within the same online banking profile, and to a limited number of accounts which are owned by the Belgian government or by ING Bank.
Bank transfers
- Via ING Banking (mobile app), Business'Bank (internet banking), Payment Initiation Service*[1]: €125,000 per 24h
- Bancontact payments via ING Banking[2]: €250 per day
- ING MasterCard Business : Variable (Set by you together with your ING banker)
[1]:Sending money in euro (SEPA), standing orders in euro (SEPA) and international transfers in euro or in foreign currencies. Note that the limits listed here only apply to transfers that require only 1 signature to execute them.
[2]:You can receive a maximum of 500 euros per day via the Bancontact app.
*The Payment Initiation Service allows you to send a payment order via a third party. You must give permission for each specific payment order.
Link to our website info page on PSD2
The following default limits apply to debit card, credit card and Bancontact payments made either in store or online via ING Banking app.
To make payments with your debit card outside the euro zone, first check if Maestro is already available in your country/ies of destination If not, ask your ING branch to activate it for you.
In-store and online payments
- Debit card in shops or online : €5.000 max per 7 days
- Bancontact payments via ING Banking: €500 per day
- ING MasterCard Business: Variable (usually set in consultation with your ING banker)
The following default limits apply to cash withdrawals in euros and deposits at ING Self'Bank terminals.
You can also withdraw cash from ATMs of other banks throughout the euro zone.
The limits applied by such ATMs may differ to those of ING.
To use your debit card to make cash withdrawals outside the euro zone, check whether Maestro is already available in your country/ies of destination If not, ask your ING branch to activate it for you.
Cash withdrawals in euros
- Debit cards : €650 max per day or max. €2.500 per 7 days
- Credit cards: €620 every 4 days
Cash deposits via Self'Bank terminal (ATM)
- 120 bank notes per deposit
- There is no maximum amount
Limits for young people (under 18)
To change the limits applicable to your child's account, please contact quickly and securely our Client Services via the ING Banking app.
Please note that any changes to the limits of an ING youth account must be requested by a parent or legal guardian.
Bank transfers before change to the new limit (foreseen between 15 September 2022 and 15 November 2022)
The following default limits apply to bank transfers executed via Home'Bank, ING Banking and our Self'Bank terminals at ING branches.
The limits depend on how and to whom you wish to transfer money.
You can transfer as much money as you wish between your own ING accounts.
For 16 to 17 years old
- Self'Bank (ATM)[1]: €500 max per 7 days
- ING Banking (mobile app)[2]:**€500 per day
- Home'Bank (internet banking)[3]:**€500 per day
- Bancontact payments via ING Banking***€250 per day
- Payment Initiation Service[4]****:€500 per day
For 12 to 15 years old
- Self'Bank (ATM)[1]: €50 per 7 days
- ING Banking (mobile app)[2]**€50 per day
- Home'Bank (internet banking)[3]**: €50 per day
- Bancontact payments via ING Banking***€250 per day
- Payment Initiation Service[4]****: €50 per day
For 10 to 11 years old
- Self'Bank (ATM)[1]: €50 per 7 days
[1]:Sending money in euro (SEPA) at Self'Bank machines in ING branches.
[2]:Sending money in euro (SEPA) and standing orders in euro (SEPA).
[3]:Sending money in euro (SEPA), standing orders in euro (SEPA) and international transfers in euro or foreign currencies.
[4]:The Payment Initiation Service allows you to send a payment order via a third party. You must give permission for each specific payment order.
**Note: all limits listed here apply to transfers that require only 1 signature to execute them.
***You can receive a maximum of 500 euros per day via the Bancontact app.
****The limit for the Payment Initiation Service is valid as of 18 December 2020.
Link to our website info page on PSD2
To change the limits applicable to your child's account, simply make an appointment at your ING branch. Please note that any changes to the limits of an ING youth account must be requested by a parent or legal guardian.
Bank transfers after change to the new limit (foreseen between 15 September 2022 and 15 November 2022)
The following default limits apply to bank transfers executed via Home'Bank, ING Banking, Payment Initiation Services and via our Self'Bank terminals at ING branches.
The limits depend on how and to whom you wish to transfer money.
You can transfer as much money as you wish between your own ING accounts, to ING accounts on which you have a mandate and which are visible within the same online banking profile, and to a limited number of accounts which are owned by the Belgian government or by ING Bank.
Parents and legal guardians can change the limits on behalf of a minor via the self-service corner
For 16 to 17 years old
- Via Self'Bank (ATM)[1]: €500 max per 7 days
- Via ING Banking (mobile app), Home'Bank (internet banking), Payment Initiation Service*[2]: €500 per day (24h)
- Bancontact payments via ING Banking[3]: €250 per day
For 12 to 15 years old
- Via Self'Bank (ATM)[1]: €50 per 7 days
- Via ING Banking (mobile app), Home'Bank (internet banking), Payment Initiation Service*[2]: €50 per day (24h)
- Bancontact payments via ING Banking[3]: €250 per day
For 10 to 11 years old
- Via Self'Bank (ATM)[1]: €50 per 7 days
[1]:Sending money in euro (SEPA) at Self'Bank machines in ING branches.
[2]:Sending money in euro (SEPA), standing orders in euro (SEPA) and international transfers in euro or in foreign currencies. Note that the limits listed here only apply to transfers that require only 1 signature to execute them.
[3]:You can receive a maximum of 500 euros per day via the Bancontact app.
*:The Payment Initiation Service allows you to send a payment order via a third party. You must give permission for each specific payment order.
Link to our website info page on PSD2
The following default limits apply to debit card and Bancontact payments made either in store or online via ING Banking.
To make payments with your debit card outside the euro zone, first check if Maestro is already available in your country/ies of destination If not, call us via the services menu at the bottom of your screen in the app (Monday to Friday from 8 a.m. to 8 p.m. and on Saturdays from 9 a.m. to 5 p.m.) to activate it for you.
For 16 to 17 years old
- Debit card payments in shops or online: €500 per 7 days
- Bancontact payments via ING Banking: €250 per 7 days
For 10 to 15 years old
- Debit card payments in shops or online: €50 per 7 days
- Bancontact payments via ING Banking: €250 per 7 days
The following default limits apply to cash withdrawals in euros and deposits at ING Self'Bank terminals.
You can also withdraw cash from ATMs of other banks throughout the euro zone.
The limits applied by such ATMs may differ to those of ING.
To use your debit card outside the euro zone, check whether Maestro is already available in your country/ies of destination If not, ask your ING branch to activate it for you.
- For 16 to 17 years old: : €125 max per 7 days
- For 10 to 15 years old : €50 per 7 days