Discover the limits for your operations via Self'Bank, Home'Bank, Business'Bank, ING mobile app, and for your debit and credit cards.
Limits for private individuals (over 18)
See below for a summery of all default limits applicable to your banking transactions. You can modify these limits yourself either temporarily or permanently via the Self-service corner in your app or Home'Bank.
The following default limits apply for bank transfers made via Home'Bank, our ING mobile app and our Self'Bank terminals at ING branches.
The limits depend on how and to whom you wish to transfer money.
You can transfer as much money as you wish between your own ING accounts.
Bank transfers
- Self'Bank (ATM)[1]: €5,000 max. per 7 days
- ING mobile app[2]**
- €2,500 per day for registered beneficiaries
- €2,500 per day for non-registered beneficiaries
- Home'Bank (internet banking)[3]**€25,000 per day
- Bancontact payments via our app***: €250per day
- ING Card (credit card): variable (Visible in Home'Bank and the ING mobile app)
[1]Sending money in euro (SEPA) at Self'Bank machines in ING branches.
[2]Sending money in euro (SEPA) and standing orders in euro (SEPA).
[3]Sending money in euro (SEPA), standing orders in euro (SEPA) and international transfers made in euro or foreign currencies.
**Note: all limits listed here apply to transfers that require only 1 signature to execute them.
***You can receive a maximum of 500 euros per day via the Bancontact app.
Your default payment limits are listed below.
In some cases, you can change these limits yourself. Simply open our app and go to the Self-Service Corner in your app or Home'Bank.
In-store and online payments
- Debit card payments in shops or online: €5,000 per 7 days
- Bancontact payments via our app: €500 per day
- Credit card payments: variable. You can consult and, in some cases, modify your credit card limits in Home'Bank or via our mobile app. Visit the Self-Service Corner for more info.
Want to be able to pay with your debit card outside Europe? First check whether Maestro is already available in your country/ies of destination. If not, you can activate your debit card online for use outside Europe.
The following limits apply to cash withdrawals in euros and deposits at ING Self'Bank terminals.
You can also withdraw cash from ATMs of other banks throughout the euro zone.
The limits applied by such ATMs may differ to those of ING.
To use your debit card to make cash withdrawals outside the euro zone, check whether Maestro is already available in your country/ies of destination. if not, you can activate Maestro for use outside Europe yourself via the Self-Service Corner in our app or Home'Bank.
Cash withdrawals in euros
- Debit cards: €650 max. per day or €2,500 max. per 7 days
- Credit cards: €620 every 4 days
Cash deposits via ING Self'Bank terminal (ATM)
- Max. 120 bank notes per deposit
- There is no maximum amount
Limits for business customers (over 18)
Your default limits are listed below.
If you want to temporarily or permanently change your limits, you can make an appointment at your ING branch.
The following default limits apply for bank transfers made via Home'Bank, our ING mobile app and our Self'Bank terminals at ING branches.
The limits depend on how and to whom you wish to transfer money.
You can transfer as much money as you wish between your own ING accounts.
Bank transfers
- Via Self'Bank (ATM)[1]: €5,000 per 7 days
- Via ING mobile app[2]:**:
- €5,000 per day to saved beneficiaries
- €2,500 per day to unsaved beneficiaries
- Business'Bank (internet banking)[3]:**: €125,000 per day
- Bancontact payments via our app***: €250 per day
- ING MasterCard Business : Variable (Set by you together with your ING banker)
[1]:Sending money in euro (SEPA) at Self'Bank machines in ING branches.
[2]:Sending money in euro (SEPA) and standing orders in euro (SEPA).
[3]:Sending money in euro (SEPA), standing orders in euro (SEPA) and international transfers made in euro or foreign currencies.
**Note: all limits listed here apply to transfers that require only 1 signature to execute them.
***You can receive a maximum of 500 euros per day via the Bancontact app.
The following default limits apply to debit card, credit card and Bancontact payments made either in store or online via our mobile app.
To make payments with your debit card outside the euro zone, first check if Maestro is already available in your country/ies of destination If not, ask your ING branch to activate it for you.
In-store and online payments
- Debit card in shops or online : €5.000 max per 7 days
- Bancontact payments via our app: €500 per day
- ING MasterCard Business: Variable (usually set in consultation with your ING banker)
The following default limits apply to cash withdrawals in euros and deposits at ING Self'Bank terminals.
You can also withdraw cash from ATMs of other banks throughout the euro zone.
The limits applied by such ATMs may differ to those of ING.
To use your debit card to make cash withdrawals outside the euro zone, check whether Maestro is already available in your country/ies of destination If not, ask your ING branch to activate it for you.
Cash withdrawals in euros
- Debit cards : €650 max per day or max. €2.500 per 7 days
- Credit cards: €620 every 4 days
Cash deposits via Self'Bank terminal (ATM)
- 120 bank notes per deposit
- There is no maximum amount
Limits for young people (under 18)
To change the limits applicable to your child's account, simply call client services on 32 2 464 60 04 or make an appointment at your ING branch.
Please note that any changes to the limits of an ING youth account must be requested by a parent or legal guardian.
The following default limits apply for bank transfers made via Home'Bank, our ING mobile app and our Self'Bank terminals at ING branches.
The limits depend on how and to whom you wish to transfer money.
You can transfer as much money as you wish between your own ING accounts.
For 16 to 17 year olds
- Self'Bank (ATM)[1]: €500 max per 7 days
- ING mobile app[2]:**€500 per day
- Home'Bank (internet banking)[3]:**€500 per day
- Bancontact payments via our app***€250 per day
For 12 to 15 year olds
- Self'Bank (ATM)[1]: €50 per 7 days
- ING mobile app[2]**€50 per day
- Home'Bank (internet banking)[3]**: €50 per day
- Bancontact payments via our app***€250 per day
For 10 to 11 year olds
- Self'Bank (ATM)[1]: €50 per 7 days
[1]:Sending money in euro (SEPA) at Self'Bank machines in ING branches.
[2]:Sending money in euro (SEPA) and standing orders in euro (SEPA).
[1]:Sending money in euro (SEPA), standing orders in euro (SEPA) and international transfers made in euro or foreign currencies.
**Note: all limits listed here apply to transfers that require only 1 signature to execute them.
***You can receive a maximum of 500 euros per day via the Bancontact app.
To change the limits applicable to your child's account, simply make an appointment at your ING branch. Please note that any changes to the limits of an ING youth account must be requested by a parent or legal guardian.
The following default limits apply to debit card and Bancontact payments made either in store or online via our mobile app.
To make payments with your debit card outside the euro zone, first check if Maestro is already available in your country/ies of destination If not, ask your ING branch to activate it for you.
For 16 to 17 year olds
- Debit card payments in shops or online: €500 per 7 days
- Bancontact payments via our app: €250 per 7 days
For 10 to 15 year olds
- Debit card payments in shops or online: €50 per 7 days
- Bancontact payments via our app: €250 per 7 days
The following default limits apply to cash withdrawals in euros and deposits at ING Self'Bank terminals.
You can also withdraw cash from ATMs of other banks throughout the euro zone.
The limits applied by such ATMs may differ to those of ING.
To use your debit card outside the euro zone, check whether Maestro is already available in your country/ies of destination If not, ask your ING branch to activate it for you.
- For 16 to 17 year olds: : €125 max per 7 days
- For 10 to 15 year olds : €50 per 7 days