Day-to-day banking

Limits

Discover the limits for your operations via Self'Bank, Home'Bank, Business'Bank, smartphone and tablet apps, and for your payment cards.

Limits for private individuals (over 18)

You can find all default limits linked to our accounts here, if you want to temporarily or permanently change your limits please visit a branch.


The following default limits apply for bank transfers made via Home’Bank, our ING Smart Banking apps and our Self’Bank machines at ING branches.

The limits depend on how and to whom you wish to transfer money.

You can transfer as much money as you wish between your own ING accounts.

Bank transfers via Bank transfers to Max.
ATM (Self'Bank)* all accounts €5.000/per week
ING app for smartphone or tablet (ING Smart Banking)** saved beneficiaries
non-saved beneficiaries
€2.500/per day
€750/per day (until 27/06/2017)
€2.500/per day (as from 28/06/2017)
Computer (Home'Bank)** all accounts €25.000/per day
Bancontact payments via our app*** all accounts €250/per day
ING Card View the limits for your ING Card credit card via Home’Bank and the ING Smart Banking app. Or ask at your ING branch.

*European transfers executed in euros at Self'Bank machines in ING branches.

**Note: all limits listed here apply to transfers that require only 1 signature to execute them.

***You can receive a maximum of 500 euros per day via the Bancontact app.

The following default limits apply to bank card and credit card payments as well as Bancontact payments made via our mobile apps either in shops or online.

If you want to be able to pay with your card outside the euro zone, check whether Maestro is automatically available in your country of destination. If not, ask your ING branch to activate it for you.

Payments in shops and online Max.
Bank card in shops €5.000/per week
Bancontact payments via our app €500/per day
Credit cards (ING Card, ING Visa Classic, ING Visa Gold and ING MasterCard Gold) Check your credit card’s spending limits in Home'Bank or our ING Smart Banking app. Or ask at your ING branch.

The following default limits apply when withdrawing or depositing cash at an ING Self’Bank machine. Naturally, you can also withdraw cash at ATMs belonging to other banks, anywhere in the euro zone.

The limits applicable to these ATMs may differ to those of ING.

If you want to be able to make cash withdrawals outside the euro zone, check whether Maestro is automatically available in your country of destination. If not, ask your ING branch to activate it for you.

Withdraw cash via Max./per day Max. per 7 days**
ATM (Self'Bank)* €650 €2.500
Deposit cash via Max. per deposit
ATM (Self'Bank)** 120 bank notes
No maximum amount

*With a credit card, you can withdraw a maximum of 600 euros every 4 days.

**Your limit applies to any given 7-day period

Limits for business customers (over 18)

You can find all default limits linked to our accounts here, if you want to temporarily or permanently change your limits please visit a branch.


The following default limits apply for bank transfers made via Home’Bank, our ING Smart Banking apps and our Self’Bank machines at ING branches.

The limits depend on how and to whom you wish to transfer money.

You can transfer as much money as you wish between your own ING accounts.

Bank transfers via Bank transfers to Max.
ATM (Self'Bank)* all accounts €5.000/per week
ING app for smartphone or tablet (ING Smart Banking)** saved beneficiaries
non-saved beneficiaries
€5.000/per day
€1.500/per day (until 27/06/2017)
€2.500/per day (as from 28/06/2017)
Computer (Business’Bank)** all accounts €125.000/per day
Bancontact payments via our app*** all accounts €250/per day
ING MasterCard Business You determine these limits together with your ING banker..

*European transfers executed in euros at Self'Bank machines in ING branches.

**Note: all limits listed here apply to transfers that require only 1 signature to execute them.

***You can receive a maximum of 500 euros per day via the Bancontact app.

The following default limits apply to bank card and credit card payments as well as Bancontact payments made via our mobile apps either in shops or online.

If you want to be able to pay with your card outside the euro zone, check whether Maestro is automatically available in your country of destination If not, ask your ING branch to activate it for you.

Payments in shops and online Max.s
Bank card in shop €5.000/per week
Bancontact payments via our app €500/per day
ING MasterCard Business You determine these limits together with your ING banker.

The following default limits apply when withdrawing or depositing cash at an ING Self’Bank machine. Naturally, you can also withdraw cash at ATMs belonging to other banks, anywhere in the euro zone. The limits applicable to these ATMs may differ to those of ING.

If you want to be able to pay with your card outside the euro zone, check whether Maestro is automatically available in your country of destination If not, ask your ING branch to activate it for you.

Withdraw cash via Max./per day Max. per 7 days**
ATM (Self'Bank)* €650 €2.500
Deposit cash via Max. per deposit
ATM (Self'Bank)** 120 bank notes
No maximum amount

*With a credit card, you can withdraw a maximum of 600 euros every 4 days.

**Your limit applies to any given 7-day period

Limits for young people (under 18)

To change the limits applicable to your child’s account, simply make an appointment at an ING branch.

Please note that any changes to the limits of an ING youth account must be requested by a parent or legal guardian.


The following default limits apply for bank transfers made via Home’Bank, our ING Smart Banking apps and our Self’Bank machines at ING branches.

The limits depend on how and to whom you wish to transfer money.

You can transfer as much money as you wish between your own ING accounts.

For 16 to 17 year olds
Bank transfers via Bank transfers to Max.
ATM (Self'Bank)* all accounts €500/per week
ING app for smartphone or tablet (ING Smart Banking)** saved beneficiaries
non-saved beneficiaries
€500/per day
€500/per day
Computer (Home'Bank)** all accounts €500/per day
Bancontact payments via our app*** all accounts €250/per day

For 10 to 15 year olds
Bank transfers via Bank transfers to Max.
ATM (Self'Bank)* all accounts €50/per week
ING app for smartphone or tablet (ING Smart Banking)** saved beneficiaries
non-saved beneficiaries
€50/per day
€50/per day
Computer (Home'Bank)** all accounts €50/per day
Bancontact payments via our app*** all accounts €250/per day

*European transfers executed in euros at Self'Bank machines in ING branches.

**Note: all limits listed here apply to transfers that require only 1 signature to execute them.

***You can receive a maximum of 500 euros per day via the Bancontact app.


To change the limits applicable to your child’s account, simply make an appointment at an ING branch. Please note that any changes to the limits of an ING youth account must be requested by a parent or legal guardian.

The following default limits apply to bank card and credit card payments as well as Bancontact payments made via our mobile apps either in shops or online.

If you want to be able to pay with your card outside the euro zone, check whether Maestro is automatically available in your country of destination If not, ask your ING branch to activate it for you.

For 16 to 17 year olds
Payments in shops and online Max.
Payments Bancontact in shops €500
Bancontact payments via our app €250

For 10 to 15 year olds
Payments in shops and online Max.
Payments Bancontact in shops €50
Bancontact payments via our app €250

The following default limits apply when withdrawing or depositing cash at an ING Self’Bank machine. Naturally, you can also withdraw cash at ATMs belonging to other banks, anywhere in the euro zone.

The limits applicable to these ATMs may differ to those of ING.

If you want to be able to pay with your card outside the euro zone, check whether Maestro is automatically available in your country of destination If not, ask your ING branch to activate it for you.

For 16 to 17 year olds
Withdraw cash via Max./per day Max. per 7 days*
ATM (Self'Bank) €125 €125

For 10 to 15 year olds
Withdraw cash via Max./per day Max. per 7 days*
ATM (Self'Bank)* €50 €50

*Your limit applies to any given 7-day period


You can also use your bank card to make contactless payments.
More info