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Savings accounts
Savings account for the long term
ING Savings Account
The ING Savings Account is a regulated savings account with an unlimited term and is available to everyone. With this account, you can manage your savings as you wish! On your smartphone, on your computer, at a Self'Bank or in a branch. We advise you to read the information below before opening your savings account.
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Where?
You can open the ING Savings Account on your smartphone using the ING Banking app, on your computer with Home'Bank or at a branch.
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How much?
You choose how, how much and for how long you want to save. No minimum/maximum amounts apply.
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How?
You can easily check the balance of your savings account on your smartphone using the ING Banking app, on your computer with Home'Bank, at a Self'Bank, in a branch or by means of your account statements.
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Who?
You can open an ING Savings Account in your own name: open it easily on your smartphone using the ING Banking app, on your computer with Home'Bank or make an appointment at a branch. With other co-holder(s): make an appointment at a branch.
The base rate is 0.35% and the fidelity premium is 0.65%.
Interest rates are expressed on an annual basis and may be adjusted at any time. You can find the current rate online and at any ING branch. If the rate changes, we inform account holders on their account statements.
Opening and closing the savings account is completely free of charge, as are transfers. Online transactions and account statements consulted using Home'Bank are free. The charges for sending account statements to your home are mentioned in the current price list.
You do not pay any withholding tax if the interest generated by your ING Savings Account is less than €980. This amount is doubled for accounts opened in the name of a married couple or those in a civil union, i.e. a ceiling of €1,960 (tax paid in 2024 on income earned in 2023).
If your interest exceeds €980 (€1,960 for a married couple or those in a civil union), you pay 15% withholding tax on the interest exceeding this amount (tax paid in 2024 on income earned in 2023).
The ING Savings Account is a regulated savings account of ING Bank Belgium LC. Belgian law alone applies.
Your savings of up to €100,000 are protected by the guarantee on savings deposits. In the event of ING going bankrupt or in the event of a risk of bankruptcy, you may lose savings in excess of this amount or be required to reduce/convert them into shares. For more information, please consult the essential information for savers.
Rising prices (inflation) can have a negative impact on your purchasing power.
Contact ING Complaint Management, Cours Saint-Michel 60, 1040 Brussels. Call us at +32 2 547 61 04 or email us at plaintes@ing.be.
Have you already contacted ING? For banking complaints, contact Ombudsfin, North Gate II, Boulevard du Roi Albert II 8, 1000 Brussels. Call +32 2 545 77 70 or send an e-mail to ombudsman@ombudsfin.be.
Please read the following documents before opening a savings account:
How do you get started?
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Request your ING Savings Account
Confirm your data
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Confirm your request
Check the summary of your request and sign
First read this page carefully, then you can Open this savings account
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- Didn't find what you were looking for?
- Call us with your NG Banking app, in the ‘Services' menu at the bottom of your screen
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- Make an appointment
- Find a branch
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- Carry your bank in your pocket!
- Download our app for smartphone or tablet
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- Close your savings account
- On-line or in a branch.
