Q: When do I receive the interest on my savings account?

The base interest rate is applied from the day after the money is deposited to the regulated savings account until the day of withdrawal. It is paid to your savings account on a yearly basis, on the 1st of January. The fidelity premium is only earned on amounts that have remained uninterruptedly in the regulated savings account for 12 months starting on the day after the deposit. It is paid to the account every quarter (January, April, July, October).

Question 1

What is a savings account?

Accepted Answer

A savings account is a deposit account which allows you to store your money safely and earn interest. You can withdraw the funds whenever you need them.

Question 2

Can I open a savings account for more than one holder?

Accepted Answer

Yes, you can! Simply book an appointment at any ING branch to open a savings account with a co-holder.

Question 3

When do I receive the interest on my savings account?

Accepted Answer

The base interest rate is applied from the day after the money is deposited to the regulated savings account until the day of withdrawal. It is paid to your savings account on a yearly basis, on the 1st of January.

The fidelity premium is only earned on amounts that have remained uninterruptedly in the regulated savings account for 12 months starting on the day after the deposit. It is paid to the account every quarter (January, April, July, October).

Question 4

Can I save for my baby, god child or grand child?

Accepted Answer

Yes, of course.

You can easily open a savings account for your child on their name.
You can save for your god or grand child through a classic savings account on your name with for example a third party clause.

Question 5

Do I need an ING current account to open a savings account from ING?

Accepted Answer

No, you don't need to have an ING current account to open a savings account from ING. However, we think that our current accounts can also be very interesting and we invite you to discover its advantages.

Question 6

Want to get started with ING?

Accepted Answer

Join our orange family by opening the current or the savings account that suits you best.