Calculate the premium in a few steps.Calculate your premium
Insurer: NN Non-Life Insurance SA
Protect yourself against accidental damage to third parties. Suppose you accidentally hit the wing mirror of a parked car as you cycle past or your dog gets out and causes an accident. Although no harm was intended, you are still liable. Our ING Family Insurance covers you against the financial implications of such unforeseen events.
Whether you are single, living together or married, or have children or not, ING Family Insurance is adapted to your circumstances.
Quick and online
You can take out this insurance online from start to finish. You are insured immediately after payment.
An insurance policy for private liability cover and legal assistance for families. It is subject to Belgian law and was developed by NN Non-Life Insurance SA, a Dutch company, with attractive premiums and customised cover.
ING Family Insurance covers the costs of any material or physical damage accidentally caused to another person by you or a member of your family and for which you are liable. And it also works the other way around.
For instance, if someone damages your bicycle and refuses to pay for the repair. In this case, if you have opted for optional "Legal Protection" cover, the insurance policy will reimburse you for the cost of any legal assistance you may need.
The family insurance covers all people and pets living under the roof of the policyholder. For more details read our terms and conditions.
Before taking out the product, please review the basic cover, optional cover, limitations and exclusions outlined in the General Terms and Conditions and the information document on the insurance product. You will find some examples below:
Extended cover for insured claims
What are the main exclusions and restrictions of this insurance?
The following are not insured:
The cover limitations are specified in the General Terms and Conditions. Here are a few examples :
Family insurance is not legally compulsory but is strongly recommended. Most Belgians have taken out a family insurance policy.
Any ING customer, provided they are an adult natural person residing in Belgium, regardless of whether they are single, cohabiting or married, whether or not they have children, and whether or not they have a pet. There is an ING Family Insurance for any family circumstances!
1. Calculate your premium on your ING Banking App, via ing.be, Home’Bank, by calling +32 2 464 60 04 or at your ING branch.
2. Interested? Confirm your application.
3. You will then receive all the necessary documents by post or e-mail, depending on your communication preferences.
Do you already have family insurance, but would like to switch to ING Family Insurance developed by NN Non-Life Insurance SA? We will take care of this for you free of charge! All you need to do is provide us with the following information at least three months before your current policy expires:
ING Family Insurance is beneficial. Your civil liability and that of your family are covered for a premium that depends on your family situation:
The premium for Legal Protection (optional cover) linked to ING Family Insurance also depends on your family situation:
If you decide to take out Legal Protection, the amount of the premium for this optional cover will be added to the amount of the premium for the ING Family Insurance civil liability cover. You pay for your ING Family Insurance once a year by transfer or direct debit.
About the insurance policy term: the term of your ING Family Insurance is one year. Your policy is automatically renewed every year on the expiry date unless you provide notice of termination at least three months prior to the expiry date. What factors determine whether you can be insured? What exactly is covered by this insurance? What does it cost? You will find this information in our segmentation policy.
Managing your insurance policy is child's play at ING. You can choose the method that suits you best.
In most cases, policy changes can be made using the dynamic PDF forms available via Home'Bank; however, some changes will have to be made by contacting the insurer NN directly by telephone, post or e-mail.
You can also call the NN team on ING number +32 2 464 60 04 (Monday to Friday from 8 a.m. to 6 p.m.). The desired changes to your policy will be recorded immediately. In addition, you will always receive written confirmation to your legal address.
Important information before calculating your premium.
You can find a complete description of the insurance policies, exclusions and restrictions in the General Terms and Conditions and in the information document on the ING Family Insurance product. These documents are available at ing.be and at all ING Branches.
When taking out a policy online, a needs analysis, setting out your requirements and needs for ING Family Insurance will also be generated based on your needs and your choice of cover made at the time. ING will send it to you by post and you can also view it at Home'Bank.
About our insurance and conflicts of interest: you can find general information about ING in Belgium's insurance and conflicts of interest policy and about the Dutch insurance company, NN Non-Life Insurance SA, at www.ing.be > Charges and regulations > Information and regulations > Insurer
Not completely satisfied with the distribution of this product?
Not completely satisfied with your ING Home & Family Insurance?
Not satisfied with how your distribution or product complaint has been handled?
In cases where a policy is being taken over from another insurer, we can take care of all the administrative formalities, and you will only have to send us a certificate relating to your claims history. If we do not receive this certificate in time, the policy will be cancelled.
ING Family Insurance is an insurance policy offered subject to approval by:
Calculate the premium in a few steps.Calculate your premium
Pleased? Fill in your demand within 2 minutes.
An answer will be sent within 2 working days.