Consult the general terms and conditions
with all the necessary information
Read the general terms and conditionsAccidental death insurance insured by NN Insurance Belgium NV
Would you like to protect your loved ones in the event that you die from an accident? With ING Income P they will receive a monthly benefit for an entire year, so they can maintain their current standard of living.
Low premiums
From 24 euros per year (single option) or 45 euros per year (double option) See “premium and coverage” for more information.
Peace of mind
You can ensure that your loved ones will receive financial help if you die suddenly in an accident.
Tailor-made
The benefit is tailored perfectly to your family’s standard of living because it is calculated according to the main income, expenditure and standing orders on the ING current account to which the insurance is linked.
ING Income P is an accidental death insurance product, developed by NN Insurance Belgium SA/NV under Belgian Law that is linked to your ING current account. In the event of your accidental death, your appointed beneficiary would receive a monthly payment for an entire year (the benefit is based on your account turnover prior to your accidental death. In the General Terms and Conditions (PDF) you can see the list of all the direct debit income and payments or standing orders that are covered). When taking out this insurance, you nominate the beneficiary of the insurance and one of the two options (single or double option).
Formulas:
When you apply, you can choose between 2 different formulas:
* In the General Terms and Conditions (PDF) you can see a list of all of the direct debit income and payments made, or to which a standing order and coverage applies.
Example: Mr Smith, holder of an ING current account, takes out an ING Income P insurance policy with his partner as the beneficiary. The income paid into this account by direct debit is 1,500 euros per month (or 18,000 euros per year). Payments by direct debit come to 6,500 euros per year. In total, there are therefore direct debits of 24,500 euros on the current account.
In the event of accidental death, the beneficiary would receive the following compensation:
Exclusions:
Limitations:
Unless otherwise agreed, the beneficiary who receives the benefit is:
You can arrange this insurance exclusively in an ING office of your choice, you don't need to fill out a medical form for this.
Duration and payout
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Legal provisions The ING Income P is subject to acceptance and is offered by:
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