Annual travel insurance

Travel/breakdown assistance that does not include life insurance, which was developed by Inter Partner Assistance SA and which is subject to Belgian law, for you, your family, your home, and even your pet. In Belgium and abroad (except in war zones, see below for more information).

Main coverage:

• Assistance to insured persons in the event of illness, injury or death abroad.
• Assistance during your trips abroad if a problem arises. (e.g.: lost luggage, flight delays, …).
• Assistance at home if for example your keys get lost or are stolen or in the event of a serious accident at home.
• Legal assistance abroad: Bail advance payment (max. €12,500) and legal fees (max. €1,250).

(Pay-for) options:

• Assistance for vehicles in Belgium and abroad
• Cancellation insurance that covers expenses incurred from cancelling your trip or expenses for that part of the trip not carried out and repatriation of travellers if the trip is interrupted. This insurance also includes: cancellation or interruption due to a mandatory quarantine following the outbreak of a disease officially acknowledged by the government as being a pandemic.

For the full list of coverages, please consult the information document of the insurance product or general terms and conditions before subscribing this policy.

Examples of exclusions and restrictions: 

• Trips abroad of +90 days.
• Events caused by a deliberate act, suicide or gross negligence by the insured party.
• Minor ailments or injuries that do not prevent the insured party from continuing their trip.

Examples of exclusions in the case of the Cancellation insurance option:

• Trips that were booked before the date the cancellation insurance was taken out and the departure date of which is less than 30 days from the insurance subscription date.
• Business travel.
• Trips in Belgium lasting less than three days

Please read the full list of exclusions and restrictions in the ING Lion Assistance policy and its options. This can be found in the information document of the insurance product or general terms and conditions before subscribing this policy.

Any natural adult person, whether an ING customer or not, whose place of residence is in Belgium or who usually resides in Belgium (at least 180 days a year).

1. The policyholder
2. If the family option has been chosen: 

• The family of the policyholder (any person living under the same roof).
• The unmarried children of the policyholder who, following the divorce of their parents, live elsewhere in Belgium but come to visit the policyholder as long as they are fiscally or financially dependent on the policyholder or his divorced spouse.

An ING Lion Assistance annual contract costs:

• For one person: 48 euros per year
• For one person and the family: 66 euros per year
• For one person and one car: 178 euros per year
• For one person, the family and one car: 196 euros per year

The optional cancellation insurance

• For one person : 95 euros per year
• For one person and the family: 140 euros per year

About the insurance policy term: the term of your ING Lion Assistance policy is one year. Your policy is automatically renewed every year on the expiry date unless you provide notice of termination at least three months prior to the end date.

• The travel assistance comes into force on the date of your choice. The earliest option is at the date and time that you take out the insurance.

ING Lion Assistance is an insurance policy offered subject to approval by:

• Insurance agent: ING Belgium SA/nv, an insurance broker, registered with the FSMA under the code number 0403200393. Registered office: avenue Marnix 24, B-1000 Brussels – Brussels RPM/RPR – VAT BE 0403.200.393. Phone + 32 2 547 21 11 – info@ing.be - www.ing.be - RPM Bruxelles – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789.
• Insurer: Inter Partner Assistance SA/nv, an insurance company approved under the code number 0487. Registered office: Boulevard du Régent 7, 1000 Brussels RPM/RPR - VAT BE 0415.591.055. Phone +32 2 550 04 00 – BIC: BBRUBEBB – IBAN: BE66 3630 8057 8243.