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Calculate your rateHow to insure your car? | Insurer: NN Non-Life Insurance NV
While you are enjoying a nice ride with family and friends, we take care of your car insurance. Take out ING Car Insurance now.
Think green
You take care of the environment, we give you a discount. A mileage discount if you drive less than 10,000 km per year and/or an eco-charge for electric or hybrid cars.
Tailor-made rates
New or used car, we adjust the premium so that it is always the most advantageous.
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Looking to insure your vehicle for private use ? It's possible in 5 minutes online
ING Car Insurance is a comprehensive car insurance policy (non-life) governed by Belgian law and developed by NN Non-Life Insurance NV, a company incorporated under Dutch law, for your private car.
| Civil liability | CL + Mini-comprehensive | CL + Fully comprehensive |
---|---|---|---|
Compulsary third-party insurance | Yes | No | No |
Damage to third parties | ✓ | ✓ | ✓ |
Service in the event of damage caused by an accident in Belgium | ✓ | ✓ | ✓ |
Glass breakage | ✓ | ✓ | |
Fire (explosion, short circuit, lightning strike) | ✓ | ✓ | |
Damage by nature | ✓ | ✓ | |
Damage caused by direct contact with animals | ✓ | ✓ | |
Burglary, car theft | ✓ | ✓ | |
Material damage to your own car and vandalism | ✓ |
You can also choose to extend your car insurance with any of the following extra cover options
· Breakdown assistance in Belgium and abroad
· Legal assistance
· Driver insurance
· Premium protection after claim
See more details and examples of what’s covered
Exclusions and limitations of this insurance policy
· Not for professional use
· In order to benefit from the agreed cover, you must correctly state who the usual driver of the vehicle is
· Medical costs are only covered if you have driver insurance
· Damage to your own car caused by you is only covered by comprehensive insurance .
A full description of this insurance can be found in the general terms and conditions (PDF) and the information document on the insurance product (PDF). Please read these documents before you subscribe.
Rate
You’ll benefit from a tailor-made rate. Find out more about the segmentation policy.
Term
The term of your contract will be one year. The policy is automatically extended for a further period of one year on each annual due date, unless you cancel the insurance no later than three months before the expiry date.
Do you have any comments or complaints?
Not entirely satisfied with the distribution of this product?
Contact ING online via ing.be/complaints
Call ING on +32 2 464 60 03
Not entirely satisfied with your ING Car Insurance?
Contact NN online: car@nn.be;
Call NN: +32 2 407 70 00;
You can also send your complaint by post to NN Complaint Management, NN Non-Life Insurance, PB 80100, 1070 Brussels.
Not satisfied with our response to your complaint about the distribution of this product?
You can also contact the Insurance Ombudsman, Square de Meeûs/de Meeûssquare 35, 1000 Brussels, Belgium - Tel.: + 32 2 547 58 71 - Fax: + 32 2 547 59 75 - info@ombudsman-insurance.be - www.ombudsman-insurance.be
About insurance and conflicts of interest: you can read the general information about the insurance policies and the description of the conflict of interest policy, including the benefits, of ING Belgium SA/NV and of the insurer. This information can always be consulted at ing. be > Charges and regulations > Information and regulations > Insurance.
Calculate the premium in a few steps.
Calculate your ratePleased? Fill in your demand within 5 minutes.
You can expect an answer within 2 working days maximum.
Yes, you are legally obliged to take out civil liability (third party) insurance. If you cause an accident, your insurance will pay for the damage you cause to others, but not for the damage to your own car.
First, calculate your car insurance rate. This can be done both on ing.be and via Home'Bank. Interested? Apply and sign your contract via Home'Bank. Unsure about doing this yourself? Our staff will happily guide you. Call +32 2 464 65 01 (Monday to Friday 8 a.m. to 6 p.m. and Saturday 9 a.m. to 5 p.m.) or go to your branch.
Apply for your ING Car Insurance straight away and indicate in your request that you want ING to take care of your transfer! (Note: this is only possible if you take out insurance with ING at least four months before the main renewal date with your current insurer.) Have the following information ready:
You can also contact your current insurer yourself. Do this at least three months before the main expiry date of your current policy.
Yes, of course! Your first car is maybe a a second hand car. Your premium will be determined on the invoice value or the current market value of your vehicle. When you switch insurance, your premium is often lower. You enter the invoice value of your vehicle yourself. If you no longer have the invoice, our simulator will estimate the market value of your vehicle based on the data you entered.
Managing your insurance policy is very easy with ING. Choose the policy that suits you best.
You will always receive a written confirmation at your legal address.
Yes, it’s possible. If you can’t pay your insurance in one go, you can opt for monthly payments via direct debit. There are no extra charges for this.
Fully comprehensive is recommended for new cars and offers maximum protection (see table with the different coverages). The mini-comprehensive option is attractive if your car is not so new but you still want extensive protection.
... in the event of damage?
An excess or deductible is the amount you have to pay yourself in the event of a claim. The amount you pay depends on the type of coverage. You won’t have to pay if you have driver insurance or in the case of civil liability, legal aid, fire, theft, damage caused by animals or natural disasters. For glass breakage, the excess is 70 euros, unless you choose to have it repaired at Carglass® or another authorised garage.
With fully comprehensive insurance, you can choose how much excess you want to pay when you sign up: 400 euros, 600 euros or 800 euros in the case of material damage to your own car caused by you.
Report the damage online via myclaim.be, or
Call the ING Assist'Line via 02 550 06 00
And don’t forget to send your completed European Accident Statement to myclaim@nn.be
This article tells you more.
A full description of this insurance can be found in the general terms and conditions (PDF) and the information document on the insurance product (PDF). Please read these documents before you subscribe.
ING Car Insurance is offered to you, subject to acceptance, by:
Insurance intermediary: ING Belgium SA, insurance broker, registered with
the FSMA under code number 0403200393. Registered office: Avenue
Marnix/Marnixlaan 24, 1000 Brussels – Brussels Trade Register –
VAT BE 0403 200393 – info@ing.be – www.ing.be – BIC: BBRUBEBB -
IBAN: BE45 31091560 2789
Insurer: NN Non-Life Insurance NV, a company incorporated under Dutch
law authorised to insure risks in Belgium, insurance company registered in
Belgium under green card code number 1449. Registered office: Prinses
Beatrixlaan 35, 2595 AK The Hague, The Netherlands –Trade Register number
27127537, supervised by De Nederlandsche Bank.
Representative in Belgium: NN Insurance Services Belgium SA/NV, responsible, among other things, for settling claims for NN Non-Life Insurance SA/NV in Belgium, insurance broker registered with the FSMA under code number 0890270750. Registered office: Avenue Fonsny 38, B-1060 Brussels,Belgium –Brussels Trade Register – VAT BE 0890 270 750.