2 months free*

with code



Car insurance

How to insure your car? | Insurer: NN Non-Life Insurance NV

While you are enjoying a nice ride with family and friends, we take care of your car insurance. Take out ING Car Insurance now.

Apply for ING Car Insurance until 12 February inclusive:  

With this promo code: AUTO2023 

We will deduct a discount of 16.7% (equivalent to 2 months free*) from your first annual premium.  

  • Think green

    You take care of the environment, we give you a discount. A mileage discount if you drive less than 10,000 km per year and/or an eco-charge for electric or hybrid cars. 

  • Tailor-made rates

    New or used car, we adjust the premium so that it is always the most advantageous. 

  • 100% online

    Calculate the price of your car insurance and apply online.

Looking to insure your vehicle for private use ? It's possible in 5 minutes online

ING Car Insurance is a comprehensive car insurance policy (non-life) governed by Belgian law and developed by NN Non-Life Insurance NV, a company incorporated under Dutch law, for your private car.


Civil liability

CL + Mini-comprehensive

CL + Fully comprehensive

Compulsary third-party insurance




Damage to third parties

Service in the event of damage caused by an accident in Belgium

Glass breakage

Fire (explosion, short circuit, lightning strike)

Damage by nature

Damage caused by direct contact with animals

Burglary, car theft

Material damage to your own car and vandalism

You can also choose to extend your car insurance with any of the following extra cover options

·        Breakdown assistance in Belgium and abroad​

·        Legal assistance​

·        Driver insurance​

·        Premium protection after claim​

See more details and examples of what’s covered

Exclusions and limitations of this insurance policy

·        Not for professional use​

·        In order to benefit from the agreed cover, you must correctly state who the usual driver of the vehicle is​

·        Medical costs are only covered if you have driver insurance​

·        Damage to your own car caused by you is only covered by comprehensive insurance .​

​A full description of this insurance can be found in the general terms and conditions (PDF) and the information document on the insurance product (PDF). Please read these documents before you subscribe.

  • Online via Home'Bank
  • At an ING branch


You’ll benefit from a tailor-made rate. Find out more about the segmentation policy.


The term of your contract will be one year. The policy is automatically extended for a further period of one year on each annual due date, unless you cancel the insurance no later than three months before the expiry date.

Do you have any comments or complaints?

Not entirely satisfied with the distribution of this product?

Contact ING online via ing.be/complaints

Call ING on +32 2 464 60 03

Not entirely satisfied with your ING Car Insurance?​

Contact NN online: car@nn.be;​

Call NN: +32 2 407 70 00;​

You can also send your complaint by post to NN Complaint Management, NN Non-Life Insurance, PB 80100, 1070 Brussels.

Not satisfied with our response to your complaint about the distribution of this product?

You can also contact the Insurance Ombudsman, Square de Meeûs/de Meeûssquare 35, 1000 Brussels, Belgium - Tel.: + 32 2 547 58 71 - Fax: + 32 2 547 59 75 - info@ombudsman-insurance.be - www.ombudsman-insurance.be

About insurance and conflicts of interest: you can read the general information about the insurance policies and the description of the conflict of interest policy, including the benefits, of ING Belgium SA/NV and of the insurer. This information can always be consulted at ing. be > Charges and regulations > Information and regulations > Insurance.

  1. Apply

    Pleased? Fill in your demand within 5 minutes.

  2. Receive

    You can expect an answer within 2 working days maximum.

First, calculate your car insurance rate. This can be done both on ing.be and via Home'Bank. Interested? Apply and sign your contract via Home'Bank. Unsure about doing this yourself? Our staff will happily guide you. Call +32 2 464 65 01 (Monday to Friday 8 a.m. to 6 p.m. and Saturday 9 a.m. to 5 p.m.) or go to your branch.

Apply for your ING Car Insurance straight away and indicate in your request that you want ING to take care of your transfer! (Note: this is only possible if you take out insurance with ING at least four months before the main renewal date with your current insurer.) Have the following information ready:

  • the name of your current insurance company
  • your policy number
  • the main renewal date of your current policy.

You can also contact your current insurer yourself. Do this at least three months before the main expiry date of your current policy.

* Promotion valid for any new ING Car Insurance agreement with an annual premium (without any obligation to take out an ING car loan or to purchase any other financial service from ING) between 16/01/2023 and 12/02/2023 included, using promotional code AUTO2023, subject to acceptance of your application by the insurer and mutual agreement. The discount cannot be combined with any other discounts and will be immediately set off against your premium. The "two months free" offer is valid on the first annual premium, with monthly or annual payments, which corresponds to a discount of 16.7%. It is also valid in any ING branches. Before you sign, consult the conditions and exclusions in the general terms and conditions and the information document about the insurance available at ing.be and at all ING branches. 

A full description of this insurance can be found in the general terms and conditions (PDF) and the information document on the insurance product (PDF). Please read these documents before you subscribe. 

 ING Car Insurance is offered to you,

subject to acceptance, by:

Insurance intermediary: ING Belgium SA, insurance broker, registered with

the FSMA under code number 0403200393. Registered office: Avenue

Marnix/Marnixlaan 24, 1000 Brussels – Brussels Trade Register – VAT BE 0403 200

393 – info@ing.be – www.ing.be – BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789

Insurer: NN Non-Life Insurance NV, a company incorporated

under Dutch law authorised to insure risks in Belgium, insurance company

registered in Belgium under green card code number 1449. Registered office:

Prinses Beatrixlaan 35, 2595 AK The Hague, The Netherlands – Trade Register

number 27127537, supervised by De Nederlandsche Bank.

Representative in Belgium: NN Insurance Services Belgium SA/NV, responsible,

among other things, for settling claims for NN Non-Life Insurance SA/NV in

Belgium, insurance broker registered with the FSMA under code number

0890270750. Registered office: Avenue Fonsny 38, B-1060 Brussels, Belgium –

Brussels Trade Register – VAT BE 0890 270 750.