Now also for second hand cars


ING Car Insurance

How to insure your car? | Insurer: NN Non-Life Insurance NV

Want to insure your private vehicle? Take out ING Car Insurance now!

  • Enjoy a discount

    • Mileage discount (18% on CL and 26% on (mini)-comprehensive) if you drive less than 10,000 km per year.
    • Eco discount (14% on CL and 10% on (mini)-comprehensive) for electric or hybrid cars.

    *We apply the discounts immediately when calculating your premium.

  • Drive carefree

    • NN Non-Life Insurance NV has 175 years of experience in service following a claim.
    • Free replacement vehicle, no deductible in the event of glass breakage and a 2-year repair guarantee if you choose for one of our service garages.
    • 24/7 accident assistance in Belgium.
  • Tailor-made price

    The premium is determined on the invoice value or the current market value of your vehicle. When you switch insurance, your premium is often lower.

Looking to insure your vehicle for private use ? It's possible in 5 minutes online

ING Car Insurance is a comprehensive car insurance policy (non-life) governed by Belgian law and developed by NN Non-Life Insurance NV, a company incorporated under Dutch law, for your private car.


Civil liability

CL + Mini-comprehensive

CL + Fully comprehensive

Compulsary third-party insurance




Damage to third parties

Service in the event of damage caused by an accident in Belgium

Glass breakage

Fire (explosion, short circuit, lightning strike)

Damage by nature

Damage caused by direct contact with animals

Burglary, car theft

Material damage to your own car and vandalism

You can also choose to extend your car insurance with any of the following extra cover options

·        Breakdown assistance in Belgium and abroad​

·        Legal assistance​

·        Driver insurance​

·        Premium protection after claim​

See more details and examples of what’s covered

Exclusions and limitations of this insurance policy

·        Not for professional use​

·        In order to benefit from the agreed cover, you must correctly state who the usual driver of the vehicle is​

·        Medical costs are only covered if you have driver insurance​

·        Damage to your own car caused by you is only covered by comprehensive insurance .​

​A full description of this insurance can be found in the general terms and conditions (PDF) and the information document on the insurance product (PDF). Please read these documents before you subscribe.

  • Online via Home'Bank
  • At an ING branch


You’ll benefit from a tailor-made rate. Find out more about the segmentation policy.


The term of your contract will be one year. The policy is automatically extended for a further period of one year on each annual due date, unless you cancel the insurance no later than three months before the expiry date.

Do you have any comments or complaints?

Not entirely satisfied with the distribution of this product?

Contact ING online via

Call ING on +32 2 464 60 03

Not entirely satisfied with your ING Car Insurance?​

Contact NN online:;​

Call NN: +32 2 407 70 00;​

You can also send your complaint by post to NN Complaint Management, NN Non-Life Insurance, PB 80100, 1070 Brussels.

Not satisfied with our response to your complaint about the distribution of this product?

You can also contact the Insurance Ombudsman, Square de Meeûs/de Meeûssquare 35, 1000 Brussels, Belgium - Tel.: + 32 2 547 58 71 - Fax: + 32 2 547 59 75 - -

About insurance and conflicts of interest: you can read the general information about the insurance policies and the description of the conflict of interest policy, including the benefits, of ING Belgium SA/NV and of the insurer. This information can always be consulted at ing. be > Charges and regulations > Information and regulations > Insurance.

How do you get started?

  1. Simulate

    Calculate the premium in a few steps.

  2. Apply

    Pleased? Fill in your demand within 5 minutes.

  3. Receive

    You can expect an answer within 2 working days maximum.

First read this page carefully, then you can Calculate your rate

You can apply for your ING Car Insurance online or at an ING branch.

A full description of this insurance can be found in the general terms and conditions (PDF) and the information document on the insurance product (PDF). Please read these documents before you subscribe. 

 ING Car Insurance is offered to you,

subject to acceptance, by:

Insurance intermediary: ING Belgium SA, insurance broker, registered with

the FSMA under code number 0403200393. Registered office: Avenue

Marnix/Marnixlaan 24, 1000 Brussels – Brussels Trade Register – VAT BE 0403 200

393 – – – BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789

Insurer: NN Non-Life Insurance NV, a company incorporated

under Dutch law authorised to insure risks in Belgium, insurance company

registered in Belgium under green card code number 1449. Registered office:

Prinses Beatrixlaan 35, 2595 AK The Hague, The Netherlands – Trade Register

number 27127537, supervised by De Nederlandsche Bank.

Representative in Belgium: NN Insurance Services Belgium SA/NV, responsible,

among other things, for settling claims for NN Non-Life Insurance SA/NV in

Belgium, insurance broker registered with the FSMA under code number

0890270750. Registered office: Avenue Fonsny 38, B-1060 Brussels, Belgium –

Brussels Trade Register – VAT BE 0890 270 750.