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16 April 2018

Are you covered in the event of theft or vandalism? Check your insurance!

A break-in occurs on average 200 times per day in Belgium. Which is why insuring your contents against theft and wilful damage is highly recommended.

For how much are you insured?

For the premium in this simulation the contents are insured against theft for a maximum of 10 times the limit chosen per item for the basic contents option (including jewellery and valuables), i.e. 36,964.29 euros at Abex* 690.

What are the terms and conditions?

You can only take out this optional cover if:

  • the insured property is inhabited on a regular basis. In other words, in the 12 months prior to the theft the property may not have been uninhabited for more than 90 nights, more than 60 of which consecutively.
  • the property has not been burgled more than once over the past 3 years; if a theft was committed over the past 3 years, you must complete a questionnaire to allow the insurer to assess the application.

All outside doors must be fitted with safety locks, i.e. a cylinder lock with a door plate or rosette (not a padlock). When absent or at night, the locks must always be locked with the key.