Cash Account Insurance
Life and family

ING Cash Account Insurance

Discover ING Cash Account Insurance

How can you make sure that your family is saved from a heavy financial burden in the event of your accidental death? Thanks to ING Cash Account Insurance, your heirs or successors will receive compensation equivalent to the balance in your account.

  • Basic cover

    For just 4.80 euros per year, your loved ones will receive a substantial compensation (minimum 3,500 euros, maximum 50,000 euros) in the event of your accidental death.

  • No medical formalities

    You do not have to undergo any medical formalities when applying.

  • Combinable with other insurance

    ING Cash Account Insurance compensation can be combined with other insurance payouts (e.g. life assurance, pension savings, etc.) and can be taken out for each account you hold*.


    * Please note: ING Cash Account Insurance cannot be linked to an ING Lion Account

ING Cash Account Insurance is an accidental death insurance product subject to Belgian Law developed by NN Insurance Belgium SA/NV which is linked to your ING current account*, term account or savings account. In the event of your accidental death, your loved ones will receive a compensation equivalent to the balance of your accounts on the day prior to your death. If your balance is negative, the compensation will be paid directly into your account, so your loved ones will not have to repay this debt.

* Please note: ING Cash Account Insurance cannot be linked to an ING Lion Account.

Holders of an ING current account who want to ensure that their loved ones do not have any financial worries, and who are under 70 when taking out the policy.

Unless an agreement has been reached to the contrary, the beneficiary who will receive the compensation will be:

  • the spouse (not divorced or separated from bed and board) or legally cohabiting partner of the deceased insured party
  • otherwise, the children of the deceased insured party and other descendants by way of representation
  • otherwise, the descendants of the deceased insured party
  • otherwise, the deceased insured party’s successors in interest.
  • There are no medical formalities upon subscription.
  • Unless terminated at your request, the contract will be renewed automatically every year.
  • The main compensation is equivalent to the balance of your account on the day prior to your accidental death (with a minimum of 3,500 euros and a maximum of 50,000 euros).
  • This compensation will be increased by 1,500 euros per fiscally dependent child or 3,000 euros per child if they also hold a savings account with ING.
  • If your balance is negative, the compensation will be paid directly into the account to balance the account, so your loved ones will not be burdened with this debt.

This guarantee remains valid for up to 24 months after your death. For example, if you die as a direct result of an accident within two years, the compensation will be paid to your beneficiary. For insured parties who have reached 70 at the time of such an accident, the maximum time between the accident and their death is 45 days.

ING Outstanding Balance Insurance for mortgage loans is an insurance product provided, upon mutual agreement, by ING Belgium SA/nv (insurance intermediary), insurance broker registered with the FSMA under the number 12381A and NN Insurance Belgium nv (insurer), an insurance company, licensed by NBB under the code number 2550.

For all conditions and exceptions, please read the General Conditions (PDF).

All other important details can be found here:

  • ING Belgium SA/nv, an insurance broker registered with the FSMA under the code number 12381A. Registered office: Avenue Marnix 24, B-1000 Brussels - Brussels RPM/RPR - VAT BE 0403.200.393 - www.ing.be - BIC: BBRUBEBB - IBAN: BE45 3109 1560 2789.
  • NN Insurance Belgium SA/NV, an insurance company licensed by NBB under the code number 2550. Registered office: Airport Plaza - Montreal Building, Da Vincilaan 19, B-1831 Diegem - www.nn.be - Brussels RPM/RPR - VAT BE 0890.270.057. BIC: BBRUBEBB - IBAN: BE28 3100 7627 4220.

This insurance policy is subject to Belgian law, including the Act of 4 April 2014 regarding insurance.

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