Car Insurance

ING Car Insurance 2 months free

Discover car insurance at the best possible price

Get 2 months’ free insurance if you sign up before 30 April 2017 using the code AUTO2017. See "Important information before calculating your premium" below for more details*.

  • Dedicated service 8.15/10

    That’s how well our customers rate ING’s claims processing service. Not satisfied with the processing of your claim? We will reimburse you the cost of three months’ premiums!

  • 24/7 emergency assistance

    via +32 2 550 06 00

  • ING Vehicle Insurance also offers you

    • Monthly payments at no extra cost
    • Automatic transfer of your existing insurance by ING
    • No-claim bonus for drivers who drive for at least five years without making a claim in the wrong
  • Fast application at competitive rates

    Calculate how much your ING Car Insurance will cost online . You then have the option of taking out this insurance straightaway. You can apply online, by calling +32 2 464 60 04 or by visiting your ING branch. You do not have to be an ING customer: you can pay your first premium by credit card and get instant cover!

  • ING’s promise

    85% of the people that apply for ING Car Insurance get immediate cover.

It is a complete non-life insurance for your car, developed by NN Non-Life Insurance SA/NV a Dutch incorporated company set up to insure Belgian risks and subject to Belgian law, at competitive rates with tailor-made cover.

Any individual aged at least 18 with a legal address in Belgium can take out the insurance. The vehicle to be insured must be registered in Belgium.

  • Applying for ING Car Insurance:

    • You can calculate the rate for your car insurance first. The easiest way to do this is via Home’Bank but you can also do it online, by calling +32 2 464 65 04 or at your branch
    • Convinced by the amazing price? Calculate my premium.
    • Once your application is accepted, you will receive the general and special terms and conditions by post and e-mail.

  • Cancel your current policy with another insurer:

    • Apply for your ING Car Insurance straight away and leave ING to handle your switch free of charge! Have the following information ready:
      • the name of your current insurance company
      • your policy number
      • the main renewal date of your current policy.

    • Or contact your current insurer at least three months before the main renewal date of your current policy.
  • Premium: You get a tailor-made rate. You will find here more information about the segmentation policy.
  • Term: The car insurance policies have a term of one year. The agreement is automatically extended for a new period of one year on each annual due date, unless you give notice of cancellation no later than three months before the expiry date.

Managing your policy is very easy at ING. You choose how you want to do it.

  • You use Home'Bank to manage your ING Car Insurance electronically. You can use it to change your policy quickly and easily in a paperless way.
  • You can call the ING Car Team on 02 464 65 04. They will immediately make the necessary changes to your policy.
  • You can of course also manage it at your ING branch.

Whichever method you choose, you will always receive confirmation of your changes by post and e-mail.

Read the Frequently Asked Questions .

ING Car Insurance includes 5 basic elements:

  • Civil Liability (required by law): covers damage you cause to third parties.
  • Legal Aid: covers all costs of defending your interests, such as legal expenses and court fees.
  • Mini-Comprehensive: protects you against damage resulting from an unforeseen occurrence (theft, glass breakage, fire, hail, etc.)
  • Comprehensive insurance: covers you for damage caused by unexpected circumstances (broken glass, theft, fire, hail, etc.) but also for damage to your vehicle if you are at fault.
  • Service in case of a claim (always included): provides assistance after an accident in Belgium.

You can also choose additional cover:

  • Driver's insurance: covers medical costs or loss of income if you are unable to work when you are injured in an accident where you are at fault. Death is also covered.
  • Premium protection after a claim: guarantees that your premium does not rise following an accident where you are at fault.
  • Breakdown assistance at home and abroad: provides assistance following a breakdown or an accident in Belgium and abroad.

Read more about the cover provided (PDF).

NN Group is an international insurance company and asset manager, which is active in over 18 countries, with a strong European and Japanese presence. NN Group employs 11,500 persons and provides services and products in the field of pensions, insurance, investment as well as banking services to more than 15 million customers. NN Group consists of Nationale Nederlanden, NN (formerly ING Insurances) and NN Investment Partners (formerly ING Investment Management). NN Group is listed on Euronext Amsterdam.

Please contact ING Complaint Management, Cours Saint-Michel/Sint-Michielswarande 60, 1040 Brussels, call +32 2 547 61 01, fax: +32 2 547 83 20 or send an e-mail to You can also contact the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels - Tel.: +32 (2) 547 58 71 - fax: +32 (2) 547 59 75 - -

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