Bonds and derivatives

Government Savings Certificate

Invest money without risk by means of a fixed, guaranteed return

With a Government Savings Certificate issued by Belgium, you are investing your money securely with a fixed return guaranteed by the Belgian state. And you can also access your capital at any time.

  • Fixed return

    You know in advance what the yield on your certificate will be.

  • Easy to sell

    You can sell your Government Savings Certificate on the secondary market at any time. Its value may fluctuate, favourably or unfavourably, due to various factors.

  • Invest without risk

    Your investment is guaranteed by the state, (only at maturity) so you are choosing a secure way to save.

When you choose Government Savings Certificates, you are opting for the guarantee of a fixed, guaranteed return and the option to access your capital at any time.

They are fixed-yield securities with an annual coupon, issued by the Belgian state in euros for non-professional investors. They are issued on the primary market 4 times a year (March, June, September and December) and the security is quoted on the Brussels Stock Exchange.

ING Belgium is one of the investment institutions authorised by the Ministry of Finance.

Contact us online:, call us: +32 2 464 60 04 or send us a letter: ING Complaint Management, Cours Saint-Michel/Sint-Michielswarande 60, 1040 Brussels. If you are not satisfied with the response, contact the financial disputes ombudsman, North Gate II. Avenue Roi Albert II 8. 1000 Brussels (