Investment plans

ING Focus Plan

Invest easily and at your own pace

Do you want to gradually build up a solid nest egg for your children, supplement your statutory pension or finance other projects? Why not opt to invest rather than save? Find out about the ING Focus Plan, a tailored investment plan to make your dreams for the future come true.

  • Tailored investment plan

    You invest in a fund which you choose yourself, based on the level of risk you are willing to take.

  • Invest at your own pace

    You choose how much and how often you want to pay in, and the duration of your investment. You can terminate your plan whenever you wish.

  • From just €25 a month

    You do not need a big budget: you can start investing from as little as €25 per month via a standing order.

  • Online or in a branch

    You can open your plan straightaway online or via a branch. And you can track the performance of your ING Focus Plan via your computer, tablet or smartphone.

The ING Focus Plan is a regular investment plan. It allows you to build up potentially significant capital gradually. You invest in funds* that you select based on the level of risk you are willing to take. You combine the benefits of a savings plan with the potential gains of investing.

Anyone aged 18 or over who has an ING Current Account or an ING Invest Account can enjoy these benefits.

*See legal information

  • You choose the amount you want to pay in, from a minimum of €25 a month.

    Open it online: for a minimum of €25 and a maximum of €250 a month

    Open it in a branch: for a minimum of €25 a month per payment and per fund*

  • You choose the frequency of your payments

    Open it online: every month

    Open it in a branch: monthly, quarterly, six-monthly or annually

  • You choose the duration of your ING Focus Plan

    Open it online : standard term of 10 years, but you can change it free of charge or even suspend it.

    Open it in a branch: minimum 1 year.

*See legal information

You decide yourself how much risk you want to take. The more risk you are willing to take, the higher the potential yield on your investments will be.

Risk and return on investments are linked. The return on your investments can fluctuate and is not guaranteed. So it is not certain that you will get back the capital you invested. Depending on the fund(s)* you choose, the ING Focus Plan can potentially produce an excellent yield.

Your investments are diversified over time and in different sectors, regions and activities in order to mitigate the risk as far as possible.

*See legal information

  • Flexible management

    An ING employee can change or close your plan. Call them or send them an email if you want to do this.

    It is completely possible to change the amount, duration, frequency and choice of fund or terminate your ING Focus Plan. If you want to do this, please contact your branch or our help desk.

  • Your Securities account

    A securities account is an account linked to your ING Current Account, where your investments are held. We automatically open a free securities account to manage your funds, and link it to your ING Current Account. Do you already have an ING Securities Account? In that case, we will add the investments from your ING Focus Plan to this securities account.

*See legal information

  • Your securities account is free

  • Entry fees: 3%

  • Running costs (including annual management fee): the annual percentage (between 1.5% and 2%) depends on the sub-fund(s) you select

  • Custody fees: 0% per year

  • Closing rates: free


You can choose the investment fund you want from 4 options.

I want to open my plan now
At a branch

With the help of an adviser to define your investment profile.

I would like to make an appointment