Investments

17 April 2018

Investment profiles

Under the "MiFID" regulation on the protection of investors, ING Belgium has set up several types of investment profiles for its private clients, all qualified according to this regulation as 'retail clients' and consequently benefiting from the highest level of protection

Personal Banking

Under the "MiFID" regulation on the protection of investors, ING Belgium has set up several types of investment profiles for its private clients, all qualified according to this regulation as 'retail clients' and consequently benefiting from the highest level of protection.

Comparative table

The following table lists our recommended asset percentages (the “median” – med.) and the allowable maximum percentages. Advice should always aim to bring the asset spread gradually closer to the median and should never lead to the maximum percentages being exceeded.

Shares Bonds and money market instruments Structured products
Moderated % Medium 25 35 40
Maximum 35 100 100
Balanced % Medium 50 25 25
Maximum 60 100 100
Active % Medium 70 15 15
Maximum 85 100 100
Dynamic % Medium 100 0 0
Maximum 100 100 100
In concrete terms
  • Only orders given following advice are taken into account: transactions the client makes via Home'Bank can impact on the asset allocation.
  • We always check whether the maximum percentages have been respected at the time of transaction.
  • The trend in the market value of instruments can, ex post, influence the proportion of some financial instruments in the portfolio. Furthermore, slight discrepancies in relation to the allowable maximum percentrages may be justified under certain circumstances.
Private individuals

Under the "MiFID" regulation on the protection of investors, ING Belgium has set up several types of investment profiles for its private clients, all qualified according to this regulation as 'retail clients' and consequently benefiting from the highest level of protection.

More info?