Personal & Private Banking

16 April 2018

Your ING Personal Banker

Your ING Personal Banker gives you advice on investment solutions, your retirement planning, inheritance planning and protecting your loved ones.

Personal Banking

ING Personal Banking is a free service offering you the advice and support of a personal banker. Your personal banker listens to your needs and goals and devises appropriate strategies fully aligned with the nature of your assets and your family situation. He or she is available to talk to at any time: at your home, your place of business or over the phone. Even outside the opening hours of your branch.

Tailor-made advice

In order to offer advice fully tailored to your needs, your ING personal banker will propose several meetings, each with a different objective.

Your first meeting

Your personal banker will get acquainted with your personal and financial situation. The goal is to take stock of your assets, your expectations with regards your pension and how to safeguard your family's financial security.

Your second meeting

You will receive personalised advice on optimising your capital, attaining your retirement goals and protecting your family.

And after that….

You will continue to meet your personal banker regularly to keep track of your changing needs and financial situation. You remain in control of your finances at all times and take decisions based on the advice provided by your personal banker.

4 cornerstones

Your ING Personal Banker offers a personalised approach to your financial assets, centred around four cornerstones:

Because your expectations and requirements need unique solutions, your ING Personal Banker can propose investment solutions that are perfectly suited to your objectives

Management of your portfolio can cover several objectives:

  • Building up your asset base
  • Protecting your assets
  • Providing you with additional income

Your ING Personal Banker will therefore help you to build up a balanced portfolio suited to your objectives, your investment horizon and your investor profile.

How is your investor profile determined?

Together with you, your ING Personal Banker will analyse your knowledge of financial products, experience, attitude to risk and investment horizon. Four investor profiles can result from this analysis, from the most conservative to the most dynamic:

  • Conservative
  • Moderated
  • Balanced
  • Dynamic

Depending on the profile that best corresponds to you, the current breakdown of your investment portfolio and your objectives, your ING Personal Banker will offer an effective strategy, with products ideally suited to your personal situation.

Because you want the best for the ones closest to you, we help you protect your family from financial worries, whatever lies around the corner.

In fact, what would the financial impact be for your family if you were unable to work, even temporarily? Or what would happen to your assets in the event of your sudden death? Your ING Personal Banker will present you with an overview of the various solutions available to you.

The inclusion of accident or disability risk cover is a basic precaution to ensure a care-free future.

Together, you will find the best financial strategies to enable you to enjoy your retirement to the full.

Your Personal Banker will help you to manage your assets and also to fund your projects. Together you will pinpoint your needs and then he or she will direct you towards one of our lending experts.