Start to invest

The benefits of investing

Investing can be a smart choice, but it also comes with certain risks. Not too sure about it? That’s understandable. That’s why we’re here to take you through the pros and cons. So you can decide if investing is for you.

5 good reasons to start investing

1) To offset inflation 

In times of inflation (rising prices for goods and services), the value of money - and therefore your savings - decreases. You lose purchasing power as a result. For example, any money left on a savings account since 2015, taking inflation into account, will have lost over 7% of its value in terms of purchasing power. That means that 10,000 euros placed on a savings account in 2015 currently has a value of approximately 9,262.12 euros.

2) To grow your capital 

Interest rates are at an all-time low, causing your savings to stagnate for several years now. Investing part of your capital allows you to earn a potentially higher return in the long term.

3) To build your wealth 

Recurring investments allow you to build up capital gradually, at your own pace.

4) To earn additional income

Whether you need extra income now or at a specific time, you can use part of your capital for this purpose by investing in distribution investments.

5) To contribute to economic growth

By investing, you help finance business projects and have a positive impact, directly or indirectly, on the economy.

What about the risks?

All investments involve risk. This is no different. It is always possible that the value of your investments will go down at some point. That’s why it’s wise to diversify your investments and invest for the long term. That way you have more chance that any fluctuations will be made up for later. Read more about the investment risks.

Want to get started?

At ING, you can choose from all kinds of investment solutions. There is one for every investor. That means you can invest the way you want to. Discover the options: