A bond is a debt certificate from a body issuing the bond (the issuer can be a large company, an institution, bank or an international authority). It represents a participation in a long-term loan, for which the bond owner receives interest. A bond is linked to a fixed term, an interest rate entitling the holder to a periodic coupon and a redemption price at maturity (most of the time at 100% of the nominal amount).
Investing involves risks: You should know that...
- A bond is purchased at a fixed issue price during the subscription period (primary market). Afterwards (either on the secondary market) the value of the bond will depend on several factors, including fluctuations in interest rates and the financial strength of the issuing company are the most important. This value may be lower than the subscription price and/or the repayment of the bond.
- Investors are exposed to the Issuer's risk and/or the possible of insolvency (bankruptcy or default), which may result in the partial or total loss of the capital initially invested as well as any coupon possibly due.
- Read more about the various types of bonds in our financial information brochure(PDF).
- For the charges and regulations applied to the main securities transactions we refer to the ING Belgium website.
Complaints can be lodged with ING – Complaint Management – Cours Saint Michel, 60 – 1040 Brussels or by email, email@example.com. If you do not obtain satisfaction and you are a private individual acting for private purposes, you can contact the financial dispute ombudsman, North Gate II. Boulevard du Roi Albert II / Koning Albert II-laan 8. 1000 Brussels (www.ombudsfin.be).
Want to know more about bonds
- Make an appointment now at the ING branch of your choice.
*Starting capital excluding charges and taxes.