Have your income paid into your ING account and benefit from numerous advantages…

 
 

Our offer

Car Insurance

€30

refund of any ING Car Insurance subscription

Car Insurance

The ING Car Insurance offers

  • best value for money
  • expert help 24/7
  • easy transfer
Credit card

€0

charges for the first year if you take a credit card

Credit card

    Find the credit card
    that suits you best

  • safe payments and cash withdrawals
  • in Belgium and abroad
  • extra payment comfort
Travel insurance

€10

off on your travel assistance

Travel insurance

ING Lion Assistance guarantees

  • help at home and abroad
  • vehicle assistance
  • advices 24/7
Savings plan

€20

off on any savings plan subscription

Savings plan

At ING, you can find a
tailor-made savings plan

  • for your pension
  • for your project
Savings plan for young people

€20

off any savings plan for young people

Savings plan for young people

Invest in your children’s future via

  • a savings plan with guaranteed return
  • a regular investment plan

How to benefit from these advantages?

 

Have your income paid into your ING account

(wages, pension, benefits…) within 3 months of the first day of the month
following the month of the current account opening.

 

Subscribe or open one or several ING products

within 5 months of the first day of the month following the month of an ING current account opening.

For you as well…

Free: the mobile app MyING.be

With MyING.be, you can make payments whenever and wherever you want. But also check the withdrawals from your account or the expenses linked to your credit card. And even make an appointment at the ING branch of your choice.

 
Legal mentions
Legal mentions

The offers relating to the advantages are valid for the relevant ING product or service taken out within 5 months from the first day of the month following the opening of an ING current account (subject to acceptance by ING Belgium (or, in the case of insurance, by the relevant insurance company) and subject to mutual agreement). They are exclusively for customers receiving the brochure “Benefit from a host of advantages” who have already opened the ING current account mentioned above when it is handed over (i.e. on the date indicated on the cover of this brochure) and who actually have their income paid directly into the current account thus opened for the first time. The income (wages, pension or unemployment benefits) must actually be paid directly into the account within 3 months as from the first day of the month following the opening of the account and continue to be paid directly into the account until the end of June 2014. In addition, the offers are only valid upon presentation of the relevant vouchers (included with this brochure) at an ING branch at the time of application or subscription to the relevant contract (with the exception of applications made via the website ing.be/advantageous) and are also subject to any other terms and conditions set out on these vouchers. Each offer is limited to a maximum of one discount per person for each product or service and cannot be combined with other advantages for the same product or service in question. The terms and conditions of the offers mentioned above as well as the general terms and conditions of the various ING products and services are available at any ING branch.

ING Life Savings Plan is a branche 21/tak 21 life assurance policy offered by ING Life Belgium S.A./nv, with flexible premiums where the interest rate on the net deposited premiums is guaranteed. Premium tax: 2% on each premium paid in. Subscription fee: 3.5% on each premium paid in (after deducting the premium tax of 2%). Surrender fee: 5% (on a reducing scale over the last 5 years of the policy). Charges and taxes as at 1 June 2013, variable subject to prior notification upon application. For any further information, please consult the life assurance financial information sheet available at all ING branches and at www.ing.be. ING Life Pension Plan is a branche 21/tak 21 life assurance policy offered by ING Life Belgium S.A./nv, with flexible premiums where the interest rate on the net deposited premiums is guaranteed. The premiums paid in may qualify for tax relief. Premium tax: 2% on each premium paid in. Subscription fee: 3.5% on each premium paid in (after deducting the premium tax of 2%); Surrender fee: 5% (on a reducing scale over the last 5 years of the policy). Charges and taxes as at 1 June 2013, variable subject to prior notification upon application. For any further information, please consult the life assurance financial information sheet available at all ING branches and at www.ing.be. ING Life Savings Plan and ING Life Pension Plan are offered (subject to acceptance by ING Life Belgium S.A./nv and to mutual agreement) by: Insurer ING Life Belgium S.A./nv, an insurance company, authorised under No. 2550. Registered office: Cours Saint-Michel/Sint-Michielswarande 70, B-1040 Brussels – Brussels Register of Companies – VAT BE 0890.270.057 – www.ing.be – BIC: BBRUBEBB – IBAN: BE28 3100 7627 4220. Insurance agent: ING Belgium S.A./nv, an insurance broker, registered with the FSMA under code number 12381A. Registered office: Avenue Marnix/Marnixlaan 24, B-1000 Brussels – Brussels Register of Companies – VAT BE 0403.200.393 – www.ing.be – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789. ING Belgium S.A./nv – Bank – Registered office: avenue Marnix 24, B-1000 Brussels – VAT BE 0403 200 393 – Brussels RPM/RPR – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789.

ING Life Savings Plan Junior is a branche 21/tak 21 life assurance policy offered by ING Life Belgium S.A./nv, with flexible premiums where the interest rate on the net deposited premiums is guaranteed. Premium tax: 2% on each premium paid in. Subscription fee: 3.5% on each premium paid in (after deducting the premium tax of 2%). Surrender fee: 5 % (on a reducing scale over the last 5 years of the policy). Charges as at 1 June 2013, variable subject to prior notification upon application. For any further information, please consult the life assurance financial information sheet available at all ING branches and at www.ing.be. ING Life Savings Plan Junior is offered (subject to acceptance by ING Life Belgium S.A./nv and to mutual agreement) by: Insurer: ING Life Belgium S.A./nv, an insurance company, authorised under code number 2550. Registered office: Cours Saint-Michel/Sint-Michielswarande 70, B-1040 Brussels – Brussels Register of Companies – VAT BE 0890.270.057 – www.ing.be – BIC: BBRUBEBB – IBAN: BE28 3100 7627 4220. Insurance agent: ING Belgium SA/NV, an insurance broker registered with the FSMA under code number 12381A. Registered office: Avenue Marnix/Marnixlaan 24, B-1000 Brussels – Brussels Register of Companies – VAT BE 0403.200.393 – www.ing.be – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789. ING Focus Plan is a periodical investment plan (not giving rise to tax relief) with a minimum duration of one year. It is possible to make instalments as from €25. Such instalments are invested in units of capitalisation funds established under Luxembourg law (with an unlimited duration).The prospectus, the Key Investor Information Document and the most recent periodic report for the Luxembourg funds in which it is possible to invest in the framework of the Focus Plan are available free of charge, in French and Dutch, at your ING branch, by phone on 02 464 60 04 or at www.ing.be. Financial services for the funds associated with the Focus Plan are provided by ING. Net asset values are published in the financial press each Belgian bank working day. They are also available on the www.ing.be website. Issuance fee: 3%. Annual management fee: depends on the sub-fund selected. Tax on stock exchange transactions in the event of surrender (capitalisation shares): 1% (with a maximum of €1,500). Rates in force as at 1 June 2013, open to modification before and after application subject to prior notification. Taxation: depends on the sub-fund selected. The term “fund” means: - SICAV (Undertaking for Collective Investment with variable capital) - FCP (mutual fund) under Luxembourg law ING Focus Plan is offered (subject to acceptance by ING Belgium S.A./nv and to mutual agreement) by ING Belgium S.A./nv – Avenue Marnix/Marnixlaan 24, 1000 Brussels – Brussels Register of Companies – VAT BE 0403.200.393 – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789.

Offer reserved exclusively for the addressee of this voucher and limited to one ING credit card per person. This offer cannot be combined with other ING offers for the same service. Thanks to this voucher, for the first year you will only pay the charges for using your credit card (e.g. when you withdraw cash) and, if you use the ING Card overdraft facility, the debit interest on the amount withdrawn. With regard to the ING Card overdraft facility, by way of a representative example, let us say that you take out, for an indefinite period an ING Card overdraft facility and that you withdraw (by paying, free of charge, with your ING Card in the eurozone), the total amount of the overdraft facility, i.e. 2,000 euros, for a consecutive period of 3 months. Given an annual debit interest rate of 9.86% (rate in force on 01/05/2013 and variable, before and after subscription, subject to prior notice), a monthly card contribution of 2.0834 euros (rate in force on 01/05/2013 and variable, before and after subscription, subject to prior to notice), a monthly repayment of the interest owed, a mandatory monthly repayment of a minimum percentage of 10% of the total outstanding balance (i.e. the amount of the capital withdrawn and not yet repaid, including the debit interest) (minimum repayment: 25 euros or, where appropriate, the outstanding balance indicated on your account statement when it is less than 25 euros) and a repayment of the outstanding balance at 3 months after the date of the credit withdrawal, you will repay a total of 2,044.88 euros after 3 months. In that case, the annual cost percentage (A.C.P.) is 12.50% (rate in force on 01/05/2013, variable, before and after subscription, subject to prior notice). An ING Card is a MasterCard credit card with an optional overdraft facility on an ING Card account and can only be requested by adult private individuals for private purposes, subject to acceptance by ING. The ING Card general terms and conditions are available from any ING branch and at www.ingcard.be. ING Belgium also offers a card without an overdraft facility subject to the consumer credit law and/or an overdraft facility without a credit card. Please enquire at an ING branch. Offer subject to acceptance of your file by ING Belgium and to mutual agreement. An ING Classic Visa card is a credit card for private individuals who are of age and acting for private purposes. Offer subject to acceptance of your file by ING Belgium and to mutual agreement. The ING Classic Visa card general terms and conditions are available from any ING branch and at www.ing.be. ING Gold Visa cards and ING Gold MasterCards are for private individuals who are of age and acting for private purposes. Offer subject to acceptance of your file by ING Belgium and to mutual agreement. The ING Gold MasterCard and ING Gold Visa card general conditions are available from any ING branch and at www.ing.be. If you want to benefit from an ING Gold Visa card or an ING Gold MasterCard (subject to acceptance by ING Belgium and to mutual agreement), you can choose to cancel your current credit card or to keep the card in addition to an ING Gold Visa and an ING Gold MasterCard. ING has taken out insurance policies for its Gold Visa and Gold MasterCard customers with ACE European Group Limited, Avenue des Nerviens, 9-31, B-1040 Brussels. Company number 0867 068 548. An insurance company registered under the FSMA n° 2312; Axa Insurance Ltd, underwritten by Inter Partner Assistance S.A./nv – Irish Branch, a subsidiary of Inter Partner Assistance S.A./nv, Avenue Louise, 166, bte 1, B-1050 Brussels, an insurance company registered under the FSMA n° 0487. ING has taken out insurance policies for its ING Card & Classic Visa customers with ACE European Group Limited, Avenue des Nerviens, 9-31, B-1040 Brussels. Company number 0867 068 548. Insurance company registered under the n° FSMA 2312. You can waive the free cover of this insurance. The general terms and conditions (including exclusions and limits) of these insurance policies are available from any ING branch and at www.ing.be. Your application for an ING Classic or Gold Visa card, an ING Gold MasterCard or an ING Card does not bind ING Belgium S.A./nv or you as long as you have not signed the contract at your ING branch (subject to prior acceptance of your file by ING Belgium).

ING Car insurance is offered (subject to acceptance of your file by the insurance company and to mutual agreement) by: Insurance agent: ING Belgium S.A./nv, an insurance broker registered with the FSMA under code number 12381 A. Registered office: Avenue Marnix/ Marnixlaan 24, B-1000 Brussels, Belgium – www.ing.be – Brussels RPM/RPR – VAT BE 0403.200.393 – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789. Insurer: ING Insurance Services nv, a company incorporated under Dutch law, authorised to insure risks in Belgium as an insurance company registered under the green card code number 1449. Registered office: Prinses Beatrixlaan 35, 2595 AK The Hague, Netherlands – Trade register number 27127537, supervised by the Nederlandsche Bank. Representative in Belgium: ING Non-Life Belgium S.A./nv, competent in particular to settle claims for ING Insurance Services nv in Belgium, an insurance company registered under code number 2551. Registered office: cours Saint-Michel 70, 1040 Brussels, Belgium – www.ing.be – Brussels RPM/RPR – VAT BE 0890.270.750. BIC: BBRUBEBB – IBAN: BE95 3200 0812 7458. The terms and conditions governing ING insurance policies (general terms and conditions, product information sheets and other additional information), including exclusions and limitations to cover, are available at your ING branch and at www.ing.be.

ING Lion Assistance is offered (subject to acceptance of your file by the insurance company and to mutual agreement) by: Insurance agent: ING Belgium S.A./nv, an insurance broker, registered with the FSMA under the code number 12381A. Registered office: avenue Marnix 24, B-1000 Brussels – www.ing.be – Brussels RPM/RPR – VAT BE 0403.200.393 – BIC: BBRUBEBB – IBAN: BE45 3109 1560 2789. Insurer: Inter Partner Assistance S.A./nv, an insurance company authorised under the code number 0487. Registered office: avenue Louise 166, Boîte 1, B-1050 Brussels – Brussels RPM/RPR – VAT BE 0415.591.055 – www.ip-assistance.be – BIC: BBRUBEBB – IBAN: BE66 3630 8057 8243. The terms and conditions governing ING insurance policies (general terms and conditions, product information sheets and other additional information), including exclusions and limitations to cover, are available at your ING branch and at www.ing.be.