Open an account for my child

Account opening for minors

  • Which is the best option if my child is under 10?

    Your goal is very likely to build savings for your child’s future. In that case, you are looking at a time frame of more than 1 year. The ideal solution would be an ING Orange Savings Account, which offers a high fidelity premium (once the savings have been in the account for 12 consecutive months).

  • What are the best options if my child is 10 or older?

    • You intend to save for your child’s future over a time frame at least 1 year. The ideal solution would be an ING Orange Savings Account, which offers a high fidelity premium (once the savings have been in the account for 12 consecutive months).
    • Do you also want to teach your child how to manage money? Then we suggest the current and savings account package. This gives your child expanded account access, including the ability to make cash withdrawals at any Self’Bank.

  • What happens once my child turns 18?

    You son or daughter becomes the sole account holder and retains exclusive management rights.

  • What is the main benefit of an ING go to 18 current account?

    With an ING go to 18 current account, the child has the unique ability to withdraw money in 5-euro notes from the Self’Bank at any ING branch.

  • What happens after I apply for an account?

    Your application will be processed within 2 working days. You will receive a confirmation e-mail to notify you when the account is open.

    • If your child is 10 years or older and you chose the ING Orange Savings Account or the ING Green Savings Account, you need to send a copy of your child’s identity card or a copy of your child’s Kids-ID by e-mail (JPEG or TIFF format) to ingsavingsonline@ing.be or by post (no stamp) to:

      ING Savings Online
      DA 852-619-2
      9000 Gent

    • If your child is 10 years or older and you chose the ING Go to 18 current account :

      • First you need to send a copy of your child’s identity card or a copy of your child’s Kids-ID :

        • by e-mail (JPEG or TIFF format) to ingsavingsonline@ing.be or
        • by post (no stamp) to:

          ING Savings Online,
          DA 852-619-2,
          9000 Gent
      • A payment card and an ING Card Reader for access to Home’Bank will be sent to the address provided during the account application process.
      • The PIN code linked to the payment card will either be sent :

        • by SMS (to the child’s mobile, if you provided it on the application) or
        • by post (to the address provided on the application).
  • Why does the application ask for the mobile number of my child?

    When you choose the current and savings account package, you also choose a payment card linked to your child’s current account. The use of this card (to make withdrawals, for example) requires a secret code which legally can only be sent to the account owner, that is, the child. If the code is to be sent by SMS, then you need to indicate the child’s mobile number on the application form.

  • Why is my child’s address required?

    Because the account(s) are to be opened in the child’s name, the documents linked to the account are sent to the child’s address.

  • What is the “porte-fort” agreement?

    “Porte-fort” refers to an agreement whereby the legal representative of a minor (under 18 years of age) delegates to the minor the responsibility for managing his or her own accounts. For example, the minor will no longer need prior approval from the legal representative in order to make withdrawals.

  • What does "legal representative" mean?