When? How much? How? Everything you need to know about your pension.

Even if your retirement is still a long way off, you need to start thinking about your pension now. Why? You want to be sure that your income will be adequate when the time comes. That way you can take the necessary steps to ensure that you will able to maintain your standard of living.

How much pension will you have? When would it be best to save? What are the best options? ING answers...



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What will your pension be based on?

The Belgian pension system has 4 main elements: the statutory pension, the supplementary or "extra-legal" pension, the individual pension savings plan and the non-fiscal individual savings plan (no tax advantages). Read more

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How much pension will you have?

The exact amount of your pension depends on many factors: length and details of your career, levels of salary, whether you have a personal pension savings plan, etc. Read more


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When should you start saving for your pension?

In theory, you can start saving from age 18, because that is the earliest age from which you can benefit from the tax advantages linked to a pension savings plan. Read more


Start saving for a comfortable retirement.

Saving for your pension: which solution should you choose?

Will your statutory pension be sufficient to maintain your standard of living? If not, now is the time to start saving. You have a number of options, including pension savings funds, pension savings insurance and long-term savings. The best solution for you depends on your personal circumstances and your goals. Read more


Start saving for a comfortable retirement.

Saving for your pension: what are the tax advantages?

In Belgium, the authorities want to encourage citizens to save towards their pensions on an individual basis. That is why you can benefit from tax advantages linked to different pension savings options, such as the pension savings fund, pension savings insurance or long-term savings. Read more


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I am self-employed: what are the specificities about my pension?

Just as for salaried employees and civil servants, the statutory pension age for the self-employed is 65, with the option of taking early retirement. But what are the differences between a self-employed person's pension and the other schemes? Read more