Saving

Compare savings accounts

Find the regulated savings account that suits your needs. Offered by ING Belgium SA/NV, a Belgian financial institution.

The applicable interest rate is available online and at all ING branches.
The interest rates are subject to change at any time. If the interest rate changes, we inform account holders by means of their account statements.

ING Savings Account

Manage savings your way


  • Base rate: 0.35% annually
  • Fidelity premium: 0.65% annually
  • No maximum deposit amount
  • No minimum deposit amount

Show more

  • Manage your savings from the ING Banking app and Home’Bank
  • Open in your name or with other joint holder(s)
  • Withholding tax on the interest: excemption up to €980. This amount is doubled for accounts opened in the name of a married couple or those in a civil union, i.e. a ceiling of €1;960 (tax paid in 2024 on income earned in 2023), 15% thereafter
  • No fixed duration, open and close at any time
  • Cash deposit and withdrawal: Yes
  • Risk: Belgian law alone applies. In the event of ING going bankrupt or the risk of bankruptcy, your savings of up to €100,000 are protected by the guarantee on savings deposits, you may lose savings in excess of this amount or be required to reduce/convert them into shares. Rising prices (inflation) may negatively impact your purchasing power. Deposits protection information sheet
  • Do you have a complaint? Contact ING Complaint Management or the Ombudsfin for banking complaints
  • Consult the essential information for savers before you open a regulated savings account

Continue

ING Tempo Account

Save regularly with this online account

  • Base rate: 0.70% annually
  • Fidelity premium: 0.70% annually
  • Maximum deposit amount: 500 euro
  • No minimum deposit amount

Show more

  • Manage your savings from the ING Banking app and Home’Bank
  • Open in your name only, maximum one ING Tempo Account per holder
  • Withholding tax on the interest: exception up to €980 (tax paid in 2024 on income earned in 2023), 15% thereafter



  • No fixed duration, open and close at any time
  • Cash deposit and withdrawal: No
  • Risk: Belgian law alone applies. In the event of ING going bankrupt or the risk of bankruptcy, your savings of up to €100,000 are protected by the guarantee on savings deposits, you may lose savings in excess of this amount or be required to reduce/convert them into shares. Rising prices (inflation) may negatively impact your purchasing power. Deposits protection information sheet
  • Do you have a complaint? Contact ING Complaint Management or the Ombudsfin for banking complaints
  • Consult the essential information for savers before you open a regulated savings account

Continue