Savings accounts

ING Tempo Savings

Save money with no fees to pay

Want to save money? It’s easy! Especially with ING Tempo Savings. With this savings account you benefit from the convenience of an automatic savings account.

  • Your money is always accessible

    You can withdraw your money at any time, with no restrictions.

  • Automatic savings

    All you need to do is create a standing order for a maximum of 500 euros per month.

  • Free of charge

    You have nothing to pay to open and run this savings account that you manage online.

This online savings account is an open-ended, regulated account that offers a higher fidelity premium.

It’s perfect to save money you can do without for over a year. All you need to do is set up an automatic savings standing order for a maximum of 500 euros per month, and you can save without even thinking about it! ING Tempo Savings offers a basic rate of 0.01% and a fidelity premium of 0.85%

These interest rates are expressed on an annual basis and may be adjusted at any time. You can find the current rates online and in all ING branches. If the rate changes, we inform account holders via their account statements. You can view your account balance easily on your bank statements, in Home'Bank and via the smartphone and tablet apps.

Anyone aged 18 or over who has a valid e-mail address and an address in Belgium may open this savings account:

Your account will be open within two working days. You can therefore begin to save money very quickly.

It will not cost you anything to open and manage this account. Transfers are also free of charge. You can carry them out yourself on your smartphone or tablet.

Do you hold this savings account and wish to close it? Here is how to close a savings account online.

You can save for one month, one year, 10 years or as long as you wish... 0 euros, 10 euros, 100 euros, and so on. It’s up to you, as long as you do not exceed 500 euros per month.

This regulated savings account is subject to Belgian law, which does not allow a negative interest rate to be charged to this account. ING will therefore not do this.

What would happen if ING went bankrupt? Your savings are protected up to 100,000 euros by the deposit guarantee scheme (PDF). The remainder is not covered. The capital of the amount of receivables held at the financial institution may be lost or reduced/converted to shares (bail-in). For more information please read essential information for savers (PDF).

You may also access your money at any time if you need it. You can transfer it to your current account – it's that simple!

  • You pay no tax

    If the interest you earn on your ING Tempo Savings account is lower than 1,880 euros, then you will not pay withholding tax of 15%. Are you married or legally cohabiting? If so, your joint ING Tempo Savings account is exempt from withholding tax up to 3,760 euros per couple (2017 income year).

  • We automatically pay your interest into your savings account

    Basic interest is paid annually on 1 January. The fidelity premium is obtained after 12 consecutive months. This interest is paid every 3 months on set dates: 1 January, 1 April, 1 July and 1 October.

    You can easily monitor your account balance and interest on your bank statements, in Home'Bank and in our smartphone and tablet apps.

This is a straightforward savings account that you manage online. This page contains all necessary information. However, before opening an account, we advise you to read these useful documents so you are aware of all the details.

Apply for your account

Via your smartphone or at a branch

Make an appointment
Confirm your e-mail address

If you open your account on your smartphone or online

Your account is open

Create a standing order for a maximum of 500 euros per month and save automatically.

I want to save automatically