Savings account

ING Lion Deposit

Save 100% online and free of charge!

With ING Lion Deposit, you enjoy all the benefits of a regulated savings account, 100% online and 100% free of charge.

  • Save online

    You can easily manage your savings account via the internet and our smartphone and tablet apps.

  • Free of charge

    You do not pay any charges for your internet savings account.

  • For everyone

    Not an ING customer yet? This internet savings account is for you too.

  • Your money is always accessible

    You can withdraw your money at any time, with no restrictions.

Here’s why you should open an online account such as ING Lion Deposit!

If you have a bit of money set aside in a savings account, you can deal with unforeseen expenses more easily: the washing machine breaking down, the car starting to act up, etc.

Choose an online account such as ING Lion Deposit. This non-term regulated online savings account offers a basic rate of 0.01% and a loyalty bonus of 0.10% (for amounts less than 500,000 euros). The maximum amount that can be deposited is 500,000 euros.

Interest rates are expressed on an annual basis and may be changed at any time. You can find the current rates online or at any ING branch. If the rate changes, we inform account holders on their bank statements. The account balance can easily be viewed via bank statements, Home'Bank and smartphone and tablet apps.

  • There are no charges for opening or managing this savings account

    Opening and managing this account is absolutely free. Transfers are free too. You make them yourself online or on your smartphone or tablet.

    Do you already hold one of these savings accounts and wish to close it? This is how you close it online.

  • You do not need to go to an ING branch to open this account

    You can open it wherever you are: on ing.be, on your smartphone or on your tablet. Even if you are not yet a customer at ING. Anyone aged 18 or over with a valid email address and a Belgian address can open an ING Lion Deposit.

  • Are you already an ING customer? In that case, open this account quickly and easily in Home'Bank.

This regulated savings account is subject to Belgian legislation, and the law prohibits posting negative interest to the account. ING will therefore not do so.

What would happen if ING went bankrupt? Your savings are protected under the deposit guarantee scheme (pdf) up to a total of 100,000 euros. The rest is not covered. The capital of the amount of receivables held at the financial institution may be lost or reduced/converted to shares (bail-in) For more information, take a look at the key information for savers (PDF).

You have access to your money whenever you need it. Just make a transfer to your current account and that’s it!

You choose how much you save and for how long! Whenever you can, every month or just once a year. 0 euros or 10 euros or even 100 euros at a time. You decide. For 1 month, 1 year, 10 years or for as long as you want. You make the payments yourself online or on your smartphone or tablet.

  • You do not pay tax on your interest

    Is the interest on your ING Lion Deposit account less than 1,880 euros? In this case, you do not pay the 15% withholding tax. Are you married or legally cohabiting? In this case, your ING Lion Deposit is exempt from withholding tax for up to 3,760 euros per couple (for the 2017 income year).

  • We automatically pay the interest into your savings account

    Basic interest is paid annually on 1 January.

    The loyalty bonus is due after 12 consecutive months. This interest is paid every 3 months on fixed dates: 1 January, 1 April, 1 July and 1 October.

    You can easily track your account balance and interest via bank statements, Home'Bank and our smartphone and tablet apps.

It is a simple online savings account. This page contains all the information you need. But before opening an account, we advise you to read these helpful documents, so that you are familiar with all the details.

Apply for your account

Enter your details via ing.be or ING Smart Banking.

Apply online
Confirm your email address

Are you a new ING customer? Send us a copy of your identity card.

Start saving

Set up a standing order to save even more easily.

Save automatically