ING Green Savings Account

Savings? Absolutely. With a bit of money set aside in a savings account, no need to worry about unforeseen expenses: the washing machine breaking down, the car starting to act up, etc.

Why not choose a classic savings account such as ING's Green Savings Account? The non-term regulated savings account. It offers a basic rate of 0.01% and a loyalty bonus of 0.10%.

Interest rates are expressed on an annual basis and may be changed at any time. You can find the current rate online or at any ING branch. If the rate changes, we inform account holders through their bank statements. The account balance can easily be viewed via bank statements, Home'Bank and smartphone and tablet apps.

• Not a customer yet? Make an appointment in a branch of your choice. One of our staff will open an account for you.

• Already an ING customer? Open a savings account easily and quickly using Home'Bank.

Flexible management, online and free of charge:

• There are no charges for opening this savings account

  Managing this account is absolutely free. Transfers are free too. You make them yourself online or on your smartphone or tablet. Do you have an ING Current Account linked to your savings account? Then you can also make transfers at a Self'Bank.

  Do you already hold one of these savings accounts and wish to close it? This is how you close it online.

• You choose how much you save and for how long

  Whenever you can, every month or once a year. 0 euros or 10 euros or even 100 euros at a time. You decide. For 1 month, 1 year, 10 years or for as long as you want. You make the deposits yourself online or on your smartphone or tablet.

You have access to your money whenever you need it. Just make a transfer to your current account and that’s it!

This regulated savings account is subject to Belgian legislation and the law prohibits posting negative interest to the account. ING will therefore not do so.

What would happen if ING went bankrupt?

Your savings are protected under the deposit guarantee system (PDF), up to a total of 100,000 euros. The rest is not covered. The capital of the amount of receivables held at the financial institution may be lost or reduced/converted to shares (bail-in). For more information take a look at the key information for savers (PDF).

• You pay no tax on your interest

  The interest you earn on your ING Green Savings Account up to 960 euros is exempt from the standard 15% withholding tax. If you are married or legally cohabiting, your joint ING Green Savings Account will be exempt from withholding tax for all interest earned up to twice that amount: i.e. 1920 euros per couple (for the 2018 income year).

• We automatically pay your interest into your savings account

  You receive your base interest annually on 1 January. You receive your fidelity premium after 12 consecutive months. You will receive this interest at regular intervals (every 3 months) on 1 January, 1 April, 1 July and 1 October.

You can easily monitor your account balance and interest via your account statements, Home'Bank and our apps for smartphone and tablet.

It is a simple savings account. This page contains all the information you need. But before opening an account, we advise you to read these helpful documents so that you are familiar with all the details.

• Key information for savers (PDF) ,

• General information regarding accounts and cards (PDF) ,

• Regulations for the Green Savings Account (PDF) ,

• Charges applied for normal banking operations for private individuals (PDF) (PDF) ,

• Deposits protection information sheet (PDF).