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Under 18
The savings account for young people
ING Savings Account for your child
Do you want to save for your child’s future or teach them how to save, while keeping an eye on their transactions ? Choose the ING Savings Account, a regulated savings account with an unlimited duration that you can manage online or in the branch.
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Save
Build up savings they will have access to on their 18th birthday.
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Keep control
You teach your child to save, but keep an eye on their transactions until their 18th birthday.
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Flexible
You choose how, how much and for how long you save, with no minimum amount.
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Simple
Easy to open and manage.
For the ING Savings Account, you receive a 0.35% base rate and a 0.65% fidelity premium. Interest rates are expressed on an annual basis and are subject to change at any time. You will find the current rates on www.ing.be and in all ING branches. If the rate changes, we inform the account holders via their statement.
There is no charge for opening and managing the savings account, or for transfers. Online transactions and bank statements via Home’Bank are free of charge. Fees for sending statements to your home, at the specified rates in force.
The ING Savings Account is a regulated savings account with ING Banque Belgique SA. Only Belgian law is applicable. The deposit guarantee scheme protects your savings up to €100,000 (pdf). If ING were to go bankrupt or be at risk of going bankrupt, you could lose the remaining amount or it could be subject to a reduction/conversion into shares. For more information, please consult the essential information for ING Savings Account savers (pdf).
Rising prices (inflation) may negatively impact your purchasing power.
As long as your interest is not more than €980 you will pay no withholding tax. If your interest is more than €980, you will pay withholding tax of 15% (for assessment year 2024, income of 2023).
Contact ING Complaint Management, Cours Saint-Michel / Sint-Michielswarande 60, 1040 Brussels. Call +32 (0)2 547 61 04 or send an e-mail to klachten@ing.be. If you have been in touch with ING already, you can also contact the ombudsman for banking disputes: Ombudsfin, North Gate II, Boulevard du Roi Albert II / Koning Albert II-laan 8, 1000 Brussels. Call +32 2 545 77 70 or send an e-mail to ombudsman@ombudsfin.be
Read these documents before opening a savings account:
How do you get started?
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Choose your savings solution
Enter your child's data
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Confirm your request
Check the summary of your request and sign
First read this page carefully, then you can Open this savings account
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