Under 18

The savings account for young people

ING Savings Account for your child

Do you want to save for your child’s future or teach them how to save, while keeping an eye on their transactions ? Choose the ING Savings Account, a regulated savings account with an unlimited duration that you can manage online or in the branch.

  • Save

    Build up savings they will have access to on their 18th birthday.

  • Keep control

    You teach your child to save, but keep an eye on their transactions until their 18th birthday.

  • Flexible

    You choose how, how much and for how long you save, with no minimum amount.

  • Simple

    Easy to open and manage.

For the ING Savings Account, you receive a 0.35% base rate and a 0.65% fidelity premium. Interest rates are expressed on an annual basis and are subject to change at any time. You will find the current rates on www.ing.be and in all ING branches. If the rate changes, we inform the account holders via their statement. 

There is no charge for opening and managing the savings account, or for transfers. Online transactions and bank statements via Home’Bank are free of charge. Fees for sending statements to your home, at the specified rates in force.

The ING Savings Account is a regulated savings account with ING Banque Belgique SA. Only Belgian law is applicable. The deposit guarantee scheme protects your savings up to €100,000 (pdf). If ING were to go bankrupt or be at risk of going bankrupt, you could lose the remaining amount or it could be subject to a reduction/conversion into shares. For more information, please consult the essential information for ING Savings Account savers (pdf).

Rising prices (inflation) may negatively impact your purchasing power.

As long as your interest is not more than €980 you will pay no withholding tax. If your interest is more than €980, you will pay withholding tax of 15% (for assessment year 2024, income of 2023).

Contact ING Complaint Management, Cours Saint-Michel / Sint-Michielswarande 60, 1040 Brussels. Call +32 (0)2 547 61 04 or send an e-mail to klachten@ing.be. If you have been in touch with ING already, you can also contact the ombudsman for banking disputes: Ombudsfin, North Gate II, Boulevard du Roi Albert II / Koning Albert II-laan 8, 1000 Brussels. Call +32 2 545 77 70 or send an e-mail to ombudsman@ombudsfin.be

How do you get started?

  1. Sign into your Home'Bank

    If you already are an ING customer, use your ING card reader or the itsme® app

  2. Choose your savings solution

    Enter your child's data

  3. Confirm your request

    Check the summary of your request and sign

First read this page carefully, then you can Open this account via Home'Bank