ING Tempo Savings
Pay no fees or charges
Get a higher interest rate
Saving has never been easier than with ING Tempo Savings, the regulated online savings account of unlimited duration and higher fidelity premium.
This account is the perfect solution for money you do not need to use for over a year. You simply set up a standing order for up to 500 euros per month and start saving automatically. ING Tempo Savings offers you a base rate of node=/RATES/TEMPOSAVINGS/TS_RATE;replace=html % and a fidelity premium of node=/RATES/TEMPOSAVINGS/TS_LOYALTY;replace=html %.
You pay no fees or charges on this savings account
Both opening and managing this account are free of charge. Your transfers are also free. You can monitor your account via Home'Bank or our apps for smartphone and tablet.
You can open this account on your smartphone or at your ING branch
Anyone aged 18 or over with a valid e-mail address and Belgian home address can open this savings account:
- via the "Our products and services" menu in our smartphone app
- at a branch of your choice.
Your account will be opened within two working days, so you can start saving right away!
This regulated savings account is subject to Belgian law. It is prohibited by law to charge negative interest rates on such an account and ING will never do this.
What if ING were to go bankrupt? The government deposit guarantee scheme protects your savings for up to 100,000 euros. It does not cover anything above that amount, which could potentially be lost or subjected to a reduction or share conversion (bail-in).
You choose how much and for how long your save
You can save for 1 month, 1 year, 10 years or more. For as long as you like and as much as you like. The choice is yours, just as long as your monthly deposits do not exceed 500 euros per month.
You can always get to your money when you need it: simply transfer it to your current account.
You pay no tax on your interest
The interest you earn on your ING Lion Deposit up to node=/RATES/GENERAL/EXEMPTION;replace=html euros is exempt from the standard node=/RATES/GENERAL/EXEMPTION_PERCENT;replace=html% withholding tax. (for the node=/RATES/GENERAL/INCOME_YEAR;replace=html income year).
We automatically pay your interest into your savings account
You receive your base interest annually on 1 January. You receive your fidelity premium after 12 consecutive months. You will receive this interest at regular intervals (every 3 months) on 1 January, 1 April, 1 July and 1 October.
You can easily monitor your account balance and interest via your account statements, Home'Bank and our apps for smartphone and tablet.
No surprises with this savings account
This account is a simple online savings account. This page tells you all you need to know. However, we do recommend that you read the following useful documents before opening it, to be informed of all the details.
- Essential information for savers
- ING Tempo Savings regulations
- General information regarding accounts and cards
- Charges applied to the main banking operations carried out by legal entities
- Deposits protection information sheet
Not 100% satisfied?
Contact ING Complaint Management, Cours Saint-Michel / Sint-Michielswarande 60, 1040 Brussels. Call +32 2 547 61 02 or send an e-mail to firstname.lastname@example.org.
If you have already been in contact with ING, you can also contact the ombudsman for banking disputes: Ombudsfin, node=/RATES/GENERAL/Ombuds_EN;replace=html. Call +32 2 545 77 70 or send an e-mail to email@example.com.
You have this savings account but want to close it? Discover how to close your savings account online.
These rates are applied annually and are subject to change at any time. The current percentages are always available on this site and from your ING branch. If the rates change, we will inform the account holder via their account statements. Regulated savings accounts with less than node=/RATES/GENERAL/EXEMPTION;replace=html euros in interest (per taxpayer for the node=/RATES/GENERAL/TAX_YEAR;replace=html tax year and node=/RATES/GENERAL/INCOME_YEAR;replace=html income year) are exempt from withholding tax (currently node=/RATES/GENERAL/EXEMPTION_PERCENT;replace=html%).