ING Lion Premium Savings Account
All your savings online
No fees or charges
Even if you are not yet an ING customer
Saving: the smart choice. A good rule of thumb is to set aside the equivalent of about 6 month’s salary, to cover both expected and unexpected expenses.
Choose an online ING Lion Premium Savings Account. This regulated savings account of unlimited duration offers a base rate of node=/RATES/LIONP/LP_RATE;replace=html% and a fidelity premium of node=/RATES/LIONP/LP_LOYALTY;replace=html% (if the balance is less than 500,000 euros).
You pay no fees or charges with this savings account
Both opening and managing your online savings account are free of charge. Transfers are also free. You can transfer money to or from your savings account yourself online or via your smartphone or tablet.
No need to visit an ING branch to open the account
You can open your savings account wherever and whenever you like: via ing.be, your smartphone or your tablet. Even if you are not yet an ING customer. Everyone aged 18 or over with a valid e-mail address and Belgian home address can open an ING Lion Premium Savings Account.
If you are already an ING customer, you can open your savings account easily and quickly via Home’Bank.
This regulated savings account is subject to Belgian law. It is prohibited by law to charge negative interest on this account and ING will never do this.
And what if ING were to go bankrupt? The government deposit guarantee scheme protects your savings up to 100,000 euros. The scheme does not cover savings above this amount, however, which could be lost or subjected to a reduction or share conversion (bail-in).
You choose how much, how often and for how long your save
Every month or every now and then… With deposits of any desired amount. The choice is yours. For 1 month, 1 year, 10 years or more. In any case, for as long as you like. You make the deposits yourself online or via your smartphone or tablet.
You can always get to your money when you need it: simply transfer it to your current account.
You pay no tax on your interest
The interest you earn on your ING Lion Premium Savings Account up to node=/RATES/GENERAL/EXEMPTION;replace=html euros is exempt from the standard node=/RATES/GENERAL/EXEMPTION_PERCENT;replace=html% withholding tax. If you are married or legally cohabiting, your joint ING Lion Premium Savings Account will be exempt from withholding tax for all interest earned up to twice that amount: i.e. node=/RATES/GENERAL/EXEMPTION2;replace=html euros per couple (for the node=/RATES/GENERAL/INCOME_YEAR;replace=html income year).
We automatically pay your interest into your savings account
You receive your base interest annually on 1 January.
Note: If there is more than 500,000 euros in your ING Lion Premium Savings Account, the base rate will be reduced to node=/RATES/LIONP/LP_RATE2;replace=html%. This interest rate will then be applied to the entire account balance.
You receive your fidelity premium after 12 consecutive months. You will receive this interest at regular intervals (every 3 months) on 1 January, 1 April, 1 July and 1 October.
You can easily monitor your account balance and interest via your account statements, Home'Bank and our apps for smartphone and tablet.
No surprises with this savings account
This account is a simple online savings account. This page tells you all you need to know. However, we do recommend that you read the following useful documents before opening it, to be informed of all the details.
- Essential information for savers
- ING Lion Premium Savings Account regulations
- General information regarding accounts and cards
- Charges applied to the main banking operations carried out by legal entities
- Deposits protection information sheet
Not 100% satisfied?
Contact ING Complaint Management, Cours Saint-Michel / Sint-Michielswarande 60, 1040 Brussels. Call +32 2 547 61 02 or send an e-mail to firstname.lastname@example.org.
If you have already been in contact with ING, you can also contact the ombudsman for banking disputes: Ombudsfin, node=/RATES/GENERAL/Ombuds_EN;replace=html. Call +32 2 545 77 70 or send an e-mail to email@example.com.
Close this savings account?
You have this savings account but want to close it? Discover how to close your savings account online.
in 3 steps
Start your application
Enter a few details via ing.be, Home'Bank or ING Smart Banking.
Confirm your e-mail address
If you are new to ING, please also send us a copy of your identity card.
Saving is even easier via a standing order.
- Legal information
These rates are applied annually and are subject to change at any time. The current percentages are always available on this site and from your ING branch. If the rates change, we will inform the account holder via their account statements. If the balance of your ING Lion Premium Savings Account exceeds 500,000 euros, a base rate of node=/RATES/LIONP/LP_RATE2;replace=html% will be applied to the entire balance of the ING Lion Premium Savings Account for the relevant period. Regulated savings accounts with less than node=/RATES/GENERAL/EXEMPTION;replace=html euros in interest (per taxpayer for the node=/RATES/GENERAL/TAX_YEAR;replace=html tax year and node=/RATES/GENERAL/INCOME_YEAR;replace=html income year) are exempt from withholding tax (currently node=/RATES/GENERAL/EXEMPTION_PERCENT;replace=html%).