Regulated savings accounts
With a regulated savings account, you are exempt from paying tax on the first 1,880 euros in interest earned on your savings account. Any interest above this amount will be subject to a 15% withholding tax. In the case of non-regulated savings accounts, however, you pay withholding tax from the 1st euro of interest earned.
The ING Lion Premium Savings Account lets you manage your savings 100% online and with 100% peace of mind. Moreover, this regulated savings account also rewards you for your loyalty! With an annual base interest rate of node=/RATES/LIONP/LP_RATE;replace=html % and a fidelity premium of node=/RATES/LIONP/LP_LOYALTY;replace=html% (for balances of up to 500.000 euros).
ING Lion Deposit is the free; regulated online savings account that gives you a higher base interest rate for your savings. Even if you are not yet an ING customer! Earn a base rate of node=/RATES/LIONDEPOSIT/LD_RATE1;replace=html% and a fidelity premium of node=/RATES/LIONDEPOSIT/LD_LOYALTY1;replace=html% (for balances of up to 500,000 euros).
With an ING Orange Savings Account your fidelity is rewarded.
After one year you receive a high fidelity premium on your savings. Yearly node=/RATES/ORANGEBOOK/OB_RATE1;replace=html% base rate and node=/RATES/ORANGEBOOK/OB_LOYALTY1;replace=html% fidelity premium.
An ING Green Savings Account offers you all the convenience you need. You also have instant access to your savings. Yearly node=/RATES/GREENBOOK/GB_RATE;replace=html% base rate and node=/RATES/GREENBOOK/GB_LOYALTY;replace=html% fidelity premium.
These rates are expressed on an annual basis and may be adjusted at any time. The actual percentages are always available here as well as at your ING branch. If the rate changes, we inform the account holder through account statements. If the balance of the ING Lion Deposit or ING Lion Premium savings account is greater than 500,000 euros, the basic rate applied is node=/RATES/LIONP/LP_RATE2;replace=html% on the total balance of the ING Lion Deposit or ING Lion Premium savings account during the period concerned. Exemption from withholding tax (currently node=/RATES/GENERAL/EXEMPTION_PERCENT;replace=html%) for regulated savings accounts up to node=/RATES/GENERAL/EXEMPTION;replace=html euros in interest (per taxpayer for node=/RATES/GENERAL/TAX_YEAR;replace=html income, node=/RATES/GENERAL/INCOME_YEAR;replace=html tax year). In the event the financial institution goes bankrupt, any claims made against the financial institution for amounts above the 100,000 euros covered by the government deposit guarantee, the saver runs the risk of losing this surplus amount or being subject to a reduction/conversion into shares via a so-called “bail-in”. Would you like to make a complaint? Send an e-mail to the Ombudsman for financial disputes: firstname.lastname@example.org. Send a letter to: ING Complaint Manager - Sint-Michielswarande 60 - 1040 Brussels. ING Belgium S.A./nv, incorporated under Belgian law – Registered headquarters: Avenue Marnixlaan 24, 1000 Brussels, Belgium.