Online saving

ING Lion Deposit Account

An ING Lion Deposit helps build your reserves with attractive interest rates.
  • All your savings online

  • No fees or charges

  • Even if you are not yet an ING customer

The safe and secure way to save. If you set aside some money in a savings account, you will never have to worry about unexpected expenses: a washing machine that suddenly breaks down, a car that is on the blink, etc.

Go for a free online account such as the ING Lion Deposit! This regulated online savings account of unlimited duration offers you a node=/RATES/LIONDEPOSIT/LD_RATE1;replace=html% base rate and a node=/RATES/LIONDEPOSIT/LD_LOYALTY1;replace=html% fidelity premium (if the balance is less than 500,000 euros).​​

You pay no fees or charges on this savings account

Both opening and managing this account are free of charge. You can transfer money to or from your savings account yourself online or via your smartphone or tablet. If you link an ING current account to this savings account, you can also make your deposits via a Self'Bank machine.

You can open your account online or at an ING branch

If you are not an ING customer yet, simply make an appointment at the branch of your choice. Our staff will open the account for you.

If you are already an ING customer you can open your savings account quickly and easily via Home’Bank.


This regulated savings account is subject to Belgian law. It is prohibited by law to charge negative interest on this account and ING will never do this.
And what if ING were to go bankrupt? The government deposit guarantee scheme protects your savings up to 100,000 euros. The scheme does not cover savings above this amount, however, which could be lost or subjected to a reduction or share conversion (bail-in).

You choose how much, how often and for how long your save

Every month or every now and then… With deposits of any desired amount. The choice is yours. For 1 month, 1 year, 10 years or more. In any case, for as long as you like. You make the deposits yourself online or via your smartphone or tablet.

You can always get to your money when you need it: simply transfer it to your current account.

You pay no tax on your interest

The interest you earn on your ING Lion Deposit up to node=/RATES/GENERAL/EXEMPTION;replace=html euros is exempt from the standard node=/RATES/GENERAL/EXEMPTION_PERCENT;replace=html% withholding tax. If you are married or legally cohabiting, your joint ING Lion Deposit will be exempt from withholding tax for all interest earned up to twice that amount: i.e. node=/RATES/GENERAL/EXEMPTION2;replace=html euros per couple (for the node=/RATES/GENERAL/INCOME_YEAR;replace=html income year).

We automatically pay your interest into your savings account​

You receive your base interest annually on 1 January.
Note: If there is more than 500,000 euros in your ING Lion Deposit, the base rate will be reduced to node=/RATES/LIONDEPOSIT/LD_RATE2;replace=html%. This interest rate will then be applied to the entire account balance.

You receive your fidelity premium after 12 consecutive months. You will receive this interest at regular intervals (every 3 months) on 1 January, 1 April, 1 July and 1 October.

You can easily monitor your account balance and interest via your account statements, Home'Bank and our apps for smartphone and tablet.

You can easily monitor your account balance and interest via your account statements, Home'Bank and our apps for smartphone and tablet.

This account is a simple online savings account. This page tells you all you need to know. However, we do recommend that you read the following useful documents before opening it, to be informed of all the details.

Not 100% satisfied?

Contact ING Complaint Management, Cours Saint-Michel / Sint-Michielswarande 60, 1040 Brussels. Call +32 2 547 61 02 or send an e-mail to

If you have already been in contact with ING, you can also contact the ombudsman for banking disputes: Ombudsfin, node=/RATES/GENERAL/Ombuds_EN;replace=html. Call +32 2 545 77 70 or send an e-mail to

Close this savings account?

You have this savings account but want to close it? Discover how to close your savings account online.

Back to Savings accounts