Overview of the interest rates on the regulated savings accounts

Interest rates change on 09/01/2023

Base rate and fidelity premium (on yearly base) Till 08/01/2023 As from 09/01/2023
ING Tempo Savings 0.01% and 0.10% 0.70% and 0.70%
ING Orange Savings Account 0.01% and 0.10% 0.40% and 0.10%
ING Green Savings Account 0.01% and 0.10% 0.40% and 0.10%
ING Lion Deposit 0.01% and 0.10% 0.40% and 0.10%
ING Lion Premium Savings Account 0,01% and 0,10% 0.40% and 0.10%
ING Tempo Savings ING Orange Savings Account ING Green Savings Account ING Lion Deposit ING Lion Premium Savings Account
Offered by ING Belgium SA/NV, Belgian law applies
Nature Regulated savings account
Goal Save on a recurring basis without even thinking about it. Manage your savings as you wish.
Minimum credit transfer Not applicable
Maximum credit transfer 500 EUR / month Not applicable
Withholding tax on the interests Exemption (income 2022) till 980 EUR. Above: 15%. Exemption (income 2022): single till 980 EUR, married couple and civil union till 1.960 EUR. Above: 15%.
Tenor No fixed tenor, opening and closure possible at any time.
Rate update Possible at any time, previous communication in the account statements.
Free online account statements Yes
Charges No Eventual costs for sending mail and other charges: postage No
Opening Free via ING Banking App, Home'Bank and your branch Stop sales Free via ING Banking App, Home'Bank and your branch (rental guarantee) Stop sales
Account reserved for online use Yes No Yes
Visible and manageable via ING Banking App and Home'Bank Yes
Cash deposit and withdrawal No Yes Yes (except rental guarantee) No
Maximum balance Not applicable
Deposits protection Till 100 000 EUR per person by the guarantee on deposists.
More info in the deposits protection information sheet.
Risks In the event of ING going bankrupt or in the event of a risk of bankruptcy:
your savings of up to €100,000 are protected by the guarantee on savings deposits, you may lose savings in excess of this amount or be required to reduce/convert them into shares. Rising prices (inflation) may negatively impact your purchasing power.
Any complaint? Contact ING Complaint Management (link hereunder) or the Ombudsman for financial disputes.